Joseph Linck, Frm Email & Phone Number

Denver Metropolitan Area

• Review financial statements and other pertinent financial information to provide analysis of financial trends.
• Acquire information from published industry reports, trade groups, journals, and other external sources to supplement and enhance the analysis of information provided by the borrower.
• Identify strengths and weaknesses of the borrower and evaluates specific risks to the bank.
• Prepare projection models to test loan-structuring alternatives.
• Evaluate validity of the borrower’s business plan based on an assessment of the industry outlook, competition, technology, management, and capital structure. Provides estimates of company and/or collateral value.
• Prepare and oversee the preparation of credit analyses and credit investigations to ensure the application of a relevant and thorough approach.

Denver Metropolitan Area

• Lead and participate on credit quality, credit administration and operational asset review of in-house retail agribusiness, rural infrastructure, corporate finance portfolios, and Agricultural Credit Associations..
• Lead the initial risk assessment activity for loan portfolios within the Bank and at District Associations including, summarizing key risk factors from the review of regulatory and portfolio reporting as well as.
• Summarize findings related to credit classification and administration, and capital and loan loss provision adequacy for presentation to Bank senior management, District Association management, boards of directors and.

Denver Metropolitan Area

The Capital Markets Examiner Group at FCA is responsible for examining the most complex financial and capital market risk exposures within the Farm Credit System. My primary responsibilities as a Capital Markets Examiner include:-Identify, analyze, and communicate risks and issues in capital management, earnings, liquidity, interest rate risk measurement.

Greater Denver Area

-Serve as the Examiner in Charge (EIC) for financial institutions within the Farm Credit System-Responsible for the federal regulation and oversight of the institutions in my charge -Lead groups of examiners serving as the project manager for examinations-Conduct extensive analyses on institution’s financial performance including Capital, Assets.

Greater Denver Area

Dallas/Fort Worth Area

• Evaluate bank financial statements and reports for trends and risk
• Performed statistical and judgment sampling along with querying techniques to analyze large loan databases
• Developed an excel model to estimate current home prices using dated appraisals
• Consult with executives of lending institutions within the Farm Credit System (FCS) to evaluate operational and financial risks
• Analyze credit quality, underwriting practices, lending compliance to justify loan classifications and performance
• Plan and lead compliance exams to determine if associations are properly complying with statutes and regulations

Fort Collins, CO

• Our Mission at Velocity Real Estate and Investments is to provide an exceptional experience in the buying and selling process of real estate and helping real estate investors achieve their financial goals. We will.
• Conducting and reporting research on the National and Northern Colorado Real Estate Markets
• Forecasting real estate market direction based on economic factors and conditions
• Formalizing real estate research in a well written professional marketing packet
• Reviewing and editing documents to ensure data and information was accurate and up to date
• Maintaining the monthly Northern Colorado real estate newsletter

Fort Collins, Colorado Area

Fort Collins, Colorado Area

• The Summit Fund's goal is to enrich students' educational experience by bridging academic coursework with professional experience in managing an actual investment fund. In six of the past 10 years, the Summit Fund.
• Used analytical skills along with economic analysis to forecast future revenues and expenses
• Organized and scheduled interviews of approximately 25 applicants under time constraints
• Gave three in depth analytical presentations
• Significantly outperformed the Basic Materials benchmark

Greater Denver Area

Fort Collins, Colorado Area

Fort Collins, Colorado Area

Bachelor Of Science (B.S.), Coorperate Finance, Investment Analysis

Activities and Societies: Financial Planning Association, Summit Student Investment Fund, Finance Club, College of Business Leadership.

Education record

Activities and Societies: Newspaper Editor, Yearbook Editor, Hockey, Lacrosse