Josh Pearson Email & Phone Number

Nashville, Tennessee, United States

Nashville, Tennessee, United States

Responsible for the development, documentation, and monitoring, of the banks skip tracing strategies, data sources, and vendor relationships. Direct and manage a team of 60+ managers/associates across multiple sites. Function as a Disaster Recovery Program Vendor Manager. Manage collections policies, procedures, and vendor performance for the bank's Prosper Marketplace, Inc portfolio ($275M).● Led the development, design, onboarding and post launch BAU strategy and budget management of bank’s offshore first party and domestic third party outsourcing vendors ($2M annual budget).● Responsible for executing disaster protocols including moving all 200+ members of the C&R team (both internal and contract employees) to work from home in early April 2020 with no medium or long term negative impacts to production.

Birmingham, Alabama

Gained valuable insight into strategy design, data analytics, operational efficiency, regulatory risks mitigation, and loan modification programs.As a Senior Data Analyst, I used SQL database and reporting tools to automate reporting and enhanced operational efficiency and effectiveness. Successfully mitigated operational and regulatory risks by automating SLA which resulted in decreasing breach rates on regulatory SLAs by up to 93%. The following are a few highlights of the value I have brought to the company:●Enhanced operational efficiency and effectiveness through processes and procedures redesigning using analytics. ●Designed and implemented the banks first load modification pre-approval campaign using data profiling. ●Restructured loan modification process for consumer credit lines and loans, which improved efficiency by 32% and decreased error rates by more than 60%.

Birmingham, Alabama Area

Acquired additional skills and knowledge within the areas of risk assessment and management reporting.During my position at BBVA, I implemented risk assessment and risk reporting functions of the BBVA US Enterprise Risk Management Program. I established a risk appetite reporting framework for monthly consumption by the Risk Committee of the Board.A few key achievements in this tenure include:●Designed and implemented risk assessment protocols along with KPIs and KRIs to identify risks across the bank, encompassing operational, credit, liquidity, market, reputational, regulatory, and modeling.●Built a comprehensive loan performance analysis on Prosper Marketplace, Inc. using their historical loan data to ensure alignment with our internal risk appetite.

Bachelor Of Business Administration (B.B.A.), Finance, General

Certificate Of Completion, Data Analytics, 100.00%