Joshua Annese Email & Phone Number

I specialise in helping banks, credit unions and other lenders and financial services providers navigate and understand the complex regulatory environment that applies to retail financial services.I regularly help clients with product development, regulatory issues and reforms, compliance audits and training, various types of product distribution, service provider and other commercial arrangements, advertising and marketing activities and banking and financial services-related disputes and litigation including mortgage enforcement, customer complaints and AFCA disputes. In addition to my legal qualifications, I also have formal qualifications in Information Technology. In recent times, I have advised clients in relation to the continued development of the New Payments Platform, the implementation of Comprehensive Credit Reporting, the digital execution of lending and mortgage documentation, the upcoming commencement of the Australian Design and Distribution Obligations regime and the introduction of the Consumer Data Right/Open Banking.

Listed skills include Dispute Resolution, Retail Banking Law, Consumer Credit Law, Privacy Law, and 5 others.