Josh Baker Email & Phone Number

Lafayette, Indiana Metropolitan Area

Indiana, United States

Marion, Indiana, United States

Kokomo, Indiana Area

Grant & Wabash Counties, Indiana

joshbaker8221@comcast.net765/273.0964

Muncie, Indiana Area

Muncie, In

- Maintain general knowledge of prudent lending standards/risk profiles across all industries.- Efficiently analyze financial viability of commercial loan customers/prospects and generate recommendations on loan approval/denial and risk grading. Primarily focus on relationships >$500M. Worked with relationships with credit exposure from $10M-$26MM - Ongoing portfolio management through regular review of all assigned portfolios to monitor and ensure proper ongoing risk grading in the portfolio. - Strong knowledge of specialty lending in areas such as Non-Profit, Churches, Commercial Real Estate, Residential RE Construction, Municipalities, etc.- Effectively communicate with internal and external customers. Visit clients/prospects with RMs to better understand client business while honing out-calling skills.- Maintain records related to timely covenant testing, borrowing base monitoring, etc within assigned portfolio.

Muncie, In

- Managed all aspects of Banking Center Sales and Operations. - Pilot Member of bank's Small Business Initiative program as Business Relationship Officer. Served as Mentor to 2nd round of Business Relationship Officers. - Coached banking center employees to an outstanding sales culture focused on deep customer relationships utilizing creative, outside-the-box approach; saw growth in customer base as well as substantial growth in customer wallet share.- Managed Banking Center from a median-performing Branch to #1 in bank (81 banking centers across Indiana) in goals attained in 2011; Top 3 in 2012. - Excel in Outside Sales Calling on business customers and prospects with proven results.- Served on Retail Integration team for bank acquisitions.

Bs, Corporate Financial Management

Education record