Agm Collection And Retention Lead
Current
Apr 2021 - Present
AeroLeads people directory · profile
Joy Ghosal Email & Phone Number
AGM Collection and Retention Lead
at
Vodafone Idea Limited
1 work email found
@vodafone.com
LinkedIn matched
✓ Verified August 2026
4 data sources
Profile completeness 100%
Current company
Role
AGM Collection and Retention Lead
Location
Kolkata, West Bengal, India
Company size
Who is Joy Ghosal? Overview
A concise factual answer block for searchers comparing this professional profile.
Quick answer
Joy Ghosal is listed as AGM Collection and Retention Lead at Vodafone Idea Limited, a with 9321 employees, based in Kolkata, West Bengal, India. AeroLeads shows a work email signal at vodafone.com and a matched LinkedIn profile for Joy Ghosal.
Joy Ghosal previously worked as Lead Enterprise Collection at Vodafone Idea Limited and Manager -Credit at Vodafone India. Joy Ghosal holds Bachelor'S Degree, Commerce from Goenka College Of Commerce & Business Administration..
Company email context
Email format at Vodafone Idea Limited
This section adds company-level context without repeating Joy Ghosal's masked contact details.
{first}.{last}@vodafone.com
86% confidence
AeroLeads found 1 current-domain work email signal for Joy Ghosal. Compare company email patterns before reaching out.
Profile bio
About Joy Ghosal
Overall having 14+ yrs of experience in Credit Underwriting, Risk, Operations & Service delivery. Currently working in Vodafone as a Deputy Manager Credit & Collection looking after Credit operations & service delivery for Kolkata circle. Previous to that had worked as a Credit Underwriter for Mortgages, Housing Loan & PL in various capacities in HDFC Bank, GE Money, DCB & ICICI Bank
Listed skills include Credit, Collections, Risk Management, Credit Risk, and 10 others.
Current workplace
Joy Ghosal's current company
Company context helps verify the profile and gives searchers a useful next step.
Vodafone Idea Limited
7 roles
Joy Ghosal work experience
A career timeline built from the work history available for this profile.
Lead Enterprise Collection
Dec 2007 - Nov 2008
Jan 2006 - Nov 2007
Jul 2004 - Jan 2006
Aug 2001 - Jul 2004
Team & coworkers
Colleagues at Vodafone Idea Limited
Other employees you can reach at vodafoneidea.com. View company contacts for 9321 employees →
VK
Vishnu K V
Colleague at Vodafone Idea LimitedCoventry, England, United Kingdom
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GJ
Gosai Jignesh
Colleague at Vodafone Idea LimitedBhavnagar, Gujarat, India
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PG
Prasad Gajinkar
Colleague at Vodafone Idea LimitedThane, Maharashtra, India
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TA
Tariq Ali
Colleague at Vodafone Idea LimitedErnakulam, Kerala, India
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JJ
Jiya Jain
Colleague at Vodafone Idea LimitedMumbai, Maharashtra, India
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PK
Praveen Kumar Sharma
Colleague at Vodafone Idea LimitedAhmedabad, Gujarat, India
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SN
Sachin Negi
Colleague at Vodafone Idea LimitedDelhi, India
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SP
Sundar Pandey
Colleague at Vodafone Idea LimitedMumbai, Maharashtra, India
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RS
Ritu Sengar
Colleague at Vodafone Idea LimitedPune, Maharashtra, India
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SS
Sushil Sharma
Colleague at Vodafone Idea LimitedVidisha, Madhya Pradesh, India
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Vishnu K V
Colleague at Vodafone Idea LimitedCoventry, England, United Kingdom
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GJ
Gosai Jignesh
Colleague at Vodafone Idea LimitedBhavnagar, Gujarat, India
View →
PG
Prasad Gajinkar
Colleague at Vodafone Idea LimitedThane, Maharashtra, India
View →
TA
Tariq Ali
Colleague at Vodafone Idea LimitedErnakulam, Kerala, India
View →
JJ
Jiya Jain
Colleague at Vodafone Idea LimitedMumbai, Maharashtra, India
View →
PK
Praveen Kumar Sharma
Colleague at Vodafone Idea LimitedAhmedabad, Gujarat, India
View →
SN
Sachin Negi
Colleague at Vodafone Idea LimitedDelhi, India
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SP
Sundar Pandey
Colleague at Vodafone Idea LimitedMumbai, Maharashtra, India
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RS
Ritu Sengar
Colleague at Vodafone Idea LimitedPune, Maharashtra, India
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SS
Sushil Sharma
Colleague at Vodafone Idea LimitedVidisha, Madhya Pradesh, India
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4 education records
Joy Ghosal education
Bachelor'S Degree, Commerce
Goenka College Of Commerce & Business Administration.
Schooling
St Patrick'S Asansol
Education record
St Pauls Mission School
Education record
St Pauls Mission School
FAQ
Frequently asked questions about Joy Ghosal
Quick answers generated from the profile data available on this page.
What company does Joy Ghosal work for?
Joy Ghosal works for Vodafone Idea Limited.
What is Joy Ghosal's role at Vodafone Idea Limited?
Joy Ghosal is listed as AGM Collection and Retention Lead at Vodafone Idea Limited.
What is Joy Ghosal's email address?
AeroLeads has found 1 work email signal at @vodafone.com for Joy Ghosal at Vodafone Idea Limited.
Where is Joy Ghosal based?
Joy Ghosal is based in Kolkata, West Bengal, India while working with Vodafone Idea Limited.
What companies has Joy Ghosal worked for?
Joy Ghosal has worked for Vodafone Idea Limited, Vodafone India, Hdfc Bank, Ge Money, and Dcb Bank.
Who are Joy Ghosal's colleagues at Vodafone Idea Limited?
Joy Ghosal's colleagues at Vodafone Idea Limited include Vishnu K V, Gosai Jignesh, Prasad Gajinkar, Tariq Ali, and Jiya Jain.
How can I contact Joy Ghosal?
You can use AeroLeads to view verified contact signals for Joy Ghosal at Vodafone Idea Limited, including work email, phone, and LinkedIn data when available.
What schools did Joy Ghosal attend?
Joy Ghosal holds Bachelor'S Degree, Commerce from Goenka College Of Commerce & Business Administration..
What skills is Joy Ghosal known for?
Joy Ghosal is listed with skills including Credit, Collections, Risk Management, Credit Risk, Mis, Credit Analysis, Financial Analysis, and Finance.
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