Agm Collection And Retention Lead
Current
Apr 2021 - Present
AeroLeads people directory · profile
Joy Ghosal Email & Phone Number
AGM - Collection and Retention for Retail Business
at
Vodafone Idea Limited
1 work email found
@vodafone.com
LinkedIn matched
✓ Verified Jun 2026
4 data sources
Profile completeness 100%
Current company
Role
AGM - Collection and Retention for Retail Business
Location
Kolkata, West Bengal, India
Company size
Who is Joy Ghosal? Overview
A concise factual answer block for searchers comparing this professional profile.
Quick answer
Joy Ghosal is listed as AGM - Collection and Retention for Retail Business at Vodafone Idea Limited, a company with 9321 employees, based in Kolkata, West Bengal, India. AeroLeads shows a work email signal at vodafone.com and a matched LinkedIn profile for Joy Ghosal.
Joy Ghosal previously worked as AGM Collection and Retention Lead at Vodafone Idea Limited and Lead Enterprise Collection at Vodafone Idea Limited. Joy Ghosal holds Bachelor'S Degree, Commerce from Goenka College Of Commerce & Business Administration..
Company email context
Email format at Vodafone Idea Limited
This section adds company-level context without repeating Joy Ghosal's masked contact details.
{first}.{last}@vodafone.com
86% confidence
AeroLeads found 1 current-domain work email signal for Joy Ghosal. Compare company email patterns before reaching out.
Profile bio
About Joy Ghosal
Overall having 14+ yrs of experience in Credit Underwriting, Risk, Operations & Service delivery. Currently working in Vodafone as a Deputy Manager Credit & Collection looking after Credit operations & service delivery for Kolkata circle. Previous to that had worked as a Credit Underwriter for Mortgages, Housing Loan & PL in various capacities in HDFC Bank, GE Money, DCB & ICICI Bank
Listed skills include Credit, Collections, Risk Management, Credit Risk, and 10 others.
Current workplace
Joy Ghosal's current company
Company context helps verify the profile and gives searchers a useful next step.
Vodafone Idea Limited
7 roles
Joy Ghosal work experience
A career timeline built from the work history available for this profile.
Lead Enterprise Collection
Current
Nov 2018 - Present
Nov 2008 - Present
Dec 2007 - Nov 2008
Jan 2006 - Nov 2007
Jul 2004 - Jan 2006
Aug 2001 - Jul 2004
Team & coworkers
Colleagues at Vodafone Idea Limited
Other employees you can reach at vodafoneidea.com. View company contacts for 9321 employees →
SS
Sunny Sharma
Colleague at Vodafone Idea LimitedJammu & Kashmir, India, India
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SB
Sharad Badole
Colleague at Vodafone Idea LimitedPune/Pimpri-Chinchwad Area, India
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RS
Rasmikaben Solanki
Colleague at Vodafone Idea LimitedVadodara, Gujarat, India, India
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DB
Disha Baheti
Colleague at Vodafone Idea LimitedPune, Maharashtra, India, India
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SJ
Sourav J. Gogoi
Colleague at Vodafone Idea LimitedGuwahati, Assam, India, India
View →
AM
Ambuj Mishra
Colleague at Vodafone Idea LimitedMandvi, Gujarat, India, India
View →
SK
Shikha Kumari
Colleague at Vodafone Idea LimitedHyderabad, Telangana, India, India
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PV
Pothu Venkata Rajeev Ganesh
Colleague at Vodafone Idea LimitedEast Godavari, Andhra Pradesh, India, India
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SP
Sahil Prajapati
Colleague at Vodafone Idea LimitedAhmedabad, Gujarat, India, India
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RG
Rakesh Ghildiyal
Colleague at Vodafone Idea LimitedGhaziabad, Uttar Pradesh, India, India
View →
Sunny Sharma
Colleague at Vodafone Idea LimitedJammu & Kashmir, India, India
View →
SB
Sharad Badole
Colleague at Vodafone Idea LimitedPune/Pimpri-Chinchwad Area, India
View →
RS
Rasmikaben Solanki
Colleague at Vodafone Idea LimitedVadodara, Gujarat, India, India
View →
DB
Disha Baheti
Colleague at Vodafone Idea LimitedPune, Maharashtra, India, India
View →
SJ
Sourav J. Gogoi
Colleague at Vodafone Idea LimitedGuwahati, Assam, India, India
View →
AM
Ambuj Mishra
Colleague at Vodafone Idea LimitedMandvi, Gujarat, India, India
View →
SK
Shikha Kumari
Colleague at Vodafone Idea LimitedHyderabad, Telangana, India, India
View →
PV
Pothu Venkata Rajeev Ganesh
Colleague at Vodafone Idea LimitedEast Godavari, Andhra Pradesh, India, India
View →
SP
Sahil Prajapati
Colleague at Vodafone Idea LimitedAhmedabad, Gujarat, India, India
View →
RG
Rakesh Ghildiyal
Colleague at Vodafone Idea LimitedGhaziabad, Uttar Pradesh, India, India
View →
4 education records
Joy Ghosal education
Bachelor'S Degree, Commerce
Goenka College Of Commerce & Business Administration.
Schooling
St Patrick'S Asansol
Education record
St Pauls Mission School
Education record
St Pauls Mission School
FAQ
Frequently asked questions about Joy Ghosal
Quick answers generated from the profile data available on this page.
What company does Joy Ghosal work for?
Joy Ghosal works for Vodafone Idea Limited.
What is Joy Ghosal's role at Vodafone Idea Limited?
Joy Ghosal is listed as AGM - Collection and Retention for Retail Business at Vodafone Idea Limited.
What is Joy Ghosal's email address?
AeroLeads has found 1 work email signal at @vodafone.com for Joy Ghosal at Vodafone Idea Limited.
Where is Joy Ghosal based?
Joy Ghosal is based in Kolkata, West Bengal, India while working with Vodafone Idea Limited.
What companies has Joy Ghosal worked for?
Joy Ghosal has worked for Vodafone Idea Limited, Vodafone India, Hdfc Bank, Ge Money, and Dcb Bank.
Who are Joy Ghosal's colleagues at Vodafone Idea Limited?
Joy Ghosal's colleagues at Vodafone Idea Limited include Sunny Sharma, Sharad Badole, Rasmikaben Solanki, Disha Baheti, and Sourav J. Gogoi.
How can I contact Joy Ghosal?
You can use AeroLeads to view verified contact signals for Joy Ghosal at Vodafone Idea Limited, including work email, phone, and LinkedIn data when available.
What schools did Joy Ghosal attend?
Joy Ghosal holds Bachelor'S Degree, Commerce from Goenka College Of Commerce & Business Administration..
What skills is Joy Ghosal known for?
Joy Ghosal is listed with skills including Credit, Collections, Risk Management, Credit Risk, Mis, Credit Analysis, Financial Analysis, and Finance.
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