Joydeep Mitra Email & Phone Number

Kolkata, West Bengal, India

West Bengal, India

Kolkata Area, India

Building new strategy or redeveloping existing strategies for Collections business for Unsecured portfolios to mitigate risk and optimize collections resources. Providing business with insights and recommendations to improve strategy and process and financial impact. Exploring advanced and unconventional sources of data to leverage them in strategy development.

Kolkata Area, India

Additional responsibilities in managing and coordinating the modeling data activities across Global Analytics Center and Onshore for Credit Risk domain. Emphasize on establishing capabilities of modeling data management specific to ML models, non-standard unstructured data and Cloud platforms. More focus towards organizational strategic decisioning process.

Kolkata, West Bengal, India

A Global team under Modeling Efficiency Framework that prepares the data for BAU models for MENA, Turkey, HBAP, HBEU and HBMX regions for Retail Banking domain. Data preparation involves gathering knowledge of all the available data and their structure, unique key identification, frequency analysis for discrete variables, univariate analysis for continuous variables, missing triggers, outlier identification, PSI analysis, look up table preparation, DQC report and document preparation, data reconciliation and thorough communication among PWG and model owners to resolve the query/data issue log. Thus this team aims to prepare the data for model within 2 months where the total time for model deployment is roughly around 6 months under model efficiency framework, a standard set by the Group.

Kolkata, West Bengal, India

Analytics professional in Credit Risk Analytics and Business Consulting for Retail Banking domain. Taking care of Country Credit Review decks/meeting for MENA region where discussion around all function (Risk, Marketing, Finance etc.) takes place. Currently working on Retail Banking Portfolio Management role for HSBC Middle East, analysing Risk performance of the portfolio for products like Cards, Mortgages and Personal Loans. As part of the Portfolio Management responsibilities, have collaborated with onshore counterparts in monitoring Credit Risk performances of the Portfolio, along with monitoring the effects of various account management and de-risking strategies on the same, extracting information and suggesting insights to the Business.

Kolkata, West Bengal, India

1. Automation of daily reports – All manual reports should be automated to the maximum extent so that these reports can be run on scheduler/robot without any manual intervention. This helps in saving FTE and also makes sure there is no human error.2. Collection KPI metrics – Report preparation based on different collection KPIs so that business can understand how the collection efforts, strategies are being actioned and decide upon the next steps.3. Regulatory Reporting – This involves preparing core regulatory reporting based on the health of the portfolio and what treatments given to it and how that has affected the performance.4. Prepare the RTB (Run the Bank) deck for UK that contains operational, agency, business and delinquency overview and demonstrate the trends and discuss the outputs with business.

Kolkata, West Bengal, India

Worked as a Senior Database Research Analyst in Retail Analytics (Lowes, ADIDAS, Performance Bike, ACBJ). Major project involvement includes - 1. Promotional Mail file Creation – Preparing customer base who are eligible for receiving mail files based on the profiling provided by the business and distance of customer from the store.2. Response Analysis – Once the campaigns are sent out next step is to check what proportion of customer pool has actually responded to that.

Kolkata, West Bengal, India

Network configuration, Group Directory maintenance and other IT jobs.