Justin De Luca Cfp®, Chfc®, Clu® Email & Phone Number

Villas, NJ, US

Greater Philadelphia Area

Advisory Services offered through Capital Analysts or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker Dealer, Member FINRA/SIPC. www.lincolninvestment.com

Greater Philadelphia Area

• Provided structuring and administration to complex Guardian, Special Needs and Court-supervised trusts in accordance with the trust instrument, fiduciary legal requirements and bank fiduciary policy.
• Communicated and collaborated with each client, their representatives, and involved professionals to develop and implement customized strategies for their present and projected financial security.

Greater Philadelphia Area

• Identified and developed opportunities to deliver advice and solutions to existing and prospective clients in the $1mm to $20mm net-worth range.
• Built partnering referral relationships with other PNC business lines, professional and community centers of influence, existing clients and external sales channels.
• Employed knowledge of wealth management and private banking services to expand existing client relationships in collaboration with team member subject experts.
• Served as primary contact for select high-net-worth clients and actively coordinate solution strategies with team specialists.

Greater Philadelphia Area

• Provided complete financial consultation and asset management for a diverse array of clients to include: investment advisory, retirement strategies, asset and income risk protection, education funding, trusts and.
• Full involvement in all functions of operating and providing a comprehensive financial planning and investment advisory practice to a 14 branch PA & NJ community bank (now part of BB&T), including: marketing.

Greater Philadelphia Area

• Role similar to above though engaged in marketing toward a specifically-targeted and researched high-net-worth target demographic (e.g. near- and post-retirement) possessing a characteristic critical need of complex.
• Organized and implemented a broad development campaign towards creating a producing advisor’s independent, fee-based financial planning practice emphasizing customized financial strategies focusing on the.

Greater Philadelphia Area

• Executed an extensive client base development campaign through marketing, networking, prospecting and consultative selling.
• Applied investment process, balance sheet management and financial planning to formulate, implement and provide ongoing guidance and supervision of custom-tailored plans designed to achieve client’s outlined goals.

Greater Philadelphia Area

• Designed, executed and monitored customized investment portfolios for high-net-worth client relationships, including Private & Charitable Trusts, Individual & Corporate Advisory and Retirement Plans.
• Shaped client investment policy objectives by assessing income & liquidity needs, tax considerations, investment risk capacity and established the criteria for measuring results.
• Applied Modern Portfolio Theory and knowledge of economic and capital market relationships to effect ongoing strategy-driven positioning of investment portfolios through research, analysis and continual dialogue with.
• Independently pursued and assisted sales force in successfully cross-selling various fee-based services through referrals, networking and presentations. Drafted tailor-made proposals for all prospective clients.
• Produced substantial new fee revenue ranking #3 in an office of 20 portfolio managers. Increased revenue on investment and trust services book of business by approximately 21%. (handled $450mm AUM, $3mm revenue)

Greater Philadelphia Area

• Similar to above role for 200+ client relationships, including Pension Trusts. (Managed $200mm AUM).
• Established and sustained a client relationship network extending to their various Centers of Influence.
• Selected to handle more sensitive client profiles with increasingly complex circumstances.
• Actively produced new fee revenue focusing on client satisfaction and account retention.

Greater Philadelphia Area

• Directed securities processing, portfolio performance measurement, documentation and reporting in coordination with U.S. and U.K.-based money managers for a $400mm startup international equity fund.
• Conducted root-cause analysis throughout back office operations to identify process and data inefficiencies, and achieve statistical accuracy of a large-volume securities database.
• Produced various types of securities analysis and portfolio investment performance evaluation reporting using a proprietary statistical database for a large number of institutional money managers.
• Administered revenue collection for a trust department with over 3,000 client accounts and $2 billion in AUM.
• Ability to multi-task various projects under strict timelines and drive results in a team environment.

Bachelor Of Business Administration (Bba), With Finance And Real Estate Dual Major

Chartered Financial Consultant Chfc®, Chartered Life Underwriter Clu®, Certification Curriculum Cfp®