Justin De Luca Cfp®, Chfc®, Clu® Email & Phone Number

St. Augustine, Fl, Us

Villas, Nj, Us

Greater Philadelphia Area

Advisory Services offered through Capital Analysts or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker Dealer, Member FINRA/SIPC. www.lincolninvestment.com

Greater Philadelphia Area

• Provided structuring and administration to complex Guardian, Special Needs and Court-supervised trusts in accordance with the trust instrument, fiduciary legal requirements and bank fiduciary policy. • Communicated and collaborated with each client, their representatives, and involved professionals to develop and implement customized strategies for their present and projected financial security.

Greater Philadelphia Area

• Identified and developed opportunities to deliver advice and solutions to existing and prospective clients in the $1mm to $20mm net-worth range.• Built partnering referral relationships with other PNC business lines, professional and community centers of influence, existing clients and external sales channels.• Employed knowledge of wealth management and private banking services to expand existing client relationships in collaboration with team member subject experts. • Served as primary contact for select high-net-worth clients and actively coordinate solution strategies with team specialists.

Greater Philadelphia Area

• Provided complete financial consultation and asset management for a diverse array of clients to include: investment advisory, retirement strategies, asset and income risk protection, education funding, trusts and estate planning. • Full involvement in all functions of operating and providing a comprehensive financial planning and investment advisory practice to a 14 branch PA & NJ community bank (now part of BB&T), including: marketing, advertising, prospecting, client acquisition, presentations, closing, plan design & implementation, investment management & research, and client service administration.

Greater Philadelphia Area

• Role similar to above though engaged in marketing toward a specifically-targeted and researched high-net-worth target demographic (e.g. near- and post-retirement) possessing a characteristic critical need of complex financial planning in their life-cycle stage.• Organized and implemented a broad development campaign towards creating a producing advisor’s independent, fee-based financial planning practice emphasizing customized financial strategies focusing on the high-net-worth retirement market.

Greater Philadelphia Area

• Executed an extensive client base development campaign through marketing, networking, prospecting and consultative selling.• Applied investment process, balance sheet management and financial planning to formulate, implement and provide ongoing guidance and supervision of custom-tailored plans designed to achieve client’s outlined goals.

Greater Philadelphia Area

• Designed, executed and monitored customized investment portfolios for high-net-worth client relationships, including Private & Charitable Trusts, Individual & Corporate Advisory and Retirement Plans.• Shaped client investment policy objectives by assessing income & liquidity needs, tax considerations, investment risk capacity and established the criteria for measuring results.• Applied Modern Portfolio Theory and knowledge of economic and capital market relationships to effect ongoing strategy-driven positioning of investment portfolios through research, analysis and continual dialogue with clients. • Independently pursued and assisted sales force in successfully cross-selling various fee-based services through referrals, networking and presentations. Drafted tailor-made proposals for all prospective clients.• Produced substantial new fee revenue ranking #3 in an office of 20 portfolio managers. Increased revenue on investment and trust services book of business by approximately 21%. (handled $450mm AUM, $3mm revenue)

Greater Philadelphia Area

• Similar to above role for 200+ client relationships, including Pension Trusts. (Managed $200mm AUM).• Established and sustained a client relationship network extending to their various Centers of Influence.• Selected to handle more sensitive client profiles with increasingly complex circumstances. • Actively produced new fee revenue focusing on client satisfaction and account retention.

Greater Philadelphia Area

• Directed securities processing, portfolio performance measurement, documentation and reporting in coordination with U.S. and U.K.-based money managers for a $400mm startup international equity fund.• Conducted root-cause analysis throughout back office operations to identify process and data inefficiencies, and achieve statistical accuracy of a large-volume securities database.• Produced various types of securities analysis and portfolio investment performance evaluation reporting using a proprietary statistical database for a large number of institutional money managers.• Administered revenue collection for a trust department with over 3,000 client accounts and $2 billion in AUM.• Ability to multi-task various projects under strict timelines and drive results in a team environment.

Bachelor Of Business Administration (Bba), With Finance And Real Estate Dual Major

Chartered Financial Consultant Chfc®, Chartered Life Underwriter Clu®, Certification Curriculum Cfp®