: I am a proactive and achievement-oriented professional offering over 19 years of experience in Business Development with skills in driving Micro finance, Affordable housing finance including Mortgage/ Retail Finance/ Home Loan & Life Insurance.Currently associated with Manoranjan Grah Ltd. as Vice President and formulating business strategies for maximizing profitability & generating revenue, realizing strategic goals.I am a forward thinking person with proficiency in managing end-to-end process operations along with workforce planning, skill management and training with key focus on achieving quality deliverables and profitability, launching new NBFC (HFC)/Fintech in India retail lending market and leading end-to-end process, people and stakeholder management, continuous improvement in metrics & SLAs as well as introducing new tools. With a robust track record at Premium Finlease Pvt. Ltd., our team excels in expanding market share and enhancing organizational reach. We've implemented ethical collection strategies that have notably increased collection percentages and simultaneously reduced bad debts.Our approach includes relationship development and loan portfolio management, where we focus on acquiring incremental business and maintaining long-term customer relationships. This strategy is pivotal in expanding our footprint and ensuring sustainable profitability for the organization.