Travis Berry Email & Phone Number

New York, New York, United States

Product Counsel Secondee supporting Stripe's Banking-as-a-Service offering.

Tampa/St. Petersburg, Florida Area

General counsel, chief compliance officer, and corporate secretary for private equity-backed FinTech providing: (1) payment processing; (2) online consumer lending; and (3) servicing. • Built the legal and compliance function and team from scratch. • Played a crucial role in the development and launch of the company's innovative online consumer lending platform in partnership with Medallion Bank, leading legal, regulatory, and compliance matters. • Led and managed regulatory compliance related to healthcare, payments, and lending operations governed by PCI DSS, EFTA, NACHA, HIPAA, GLBA, TILA, ECOA, UDAAP, FCRA, FDCPA, and TCPA. • Devised and implemented data privacy initiatives in compliance with CCPA and VCDPA. • Managed company's intellectual property portfolio and insurance policies. • Negotiated consumer-facing and partner agreements including SaaS terms of use, payment processing agreements, and loan agreements. • Partnered with human resources to investigate and provide guidance on employee disputes, terminations, and other employment-related matters. • Managed external audits and risk assessment involving PCI, HIPAA, fair lending, and information security. • Oversaw state licensing function and associated annual reviews and regulatory examinations. • Managed security incidents. • Developed and maintained the company’s automated third-party and vendor management program. • Prepared and administered compliance training programs. • Managed outside counsel and legal budget. • Maintained corporate governance for four limited liability companies, including maintenance of board books. • Guided the board of directors through five capital raises. • Participated in the negotiation of capital markets financing, lines of credit, investor relations, and other commercial transactions.

Tampa/St. Petersburg, Florida Area

• Facilitated management of all legal matters involving org’s: (1) Reston, Virginia credit card and ACH payments processing division, Sage Payment Solutions, Inc.; (2) payroll software services division, PAI Services, LLC; and (3) product lines for small and medium accounting and HR software product. • Acted as special adviser to North American and UK leadership on legal matters involving: (1) card brand association operating rules (credit card rules), PCI DSS, and NACHA; (2) data protection and privacy and breach response; and (3) regulation impacting electronic payments industry, including money services businesses and AML. • Served as key member on global M&A deal team in capacity of lead business counsel and payments industry expert for large divestitures, including divestiture of Sage Payment Solutions, Inc. and Sage Payment Solutions EFT, Inc. Operated as M&A attorney for 20-plus merchant processing portfolio acquisitions. • Prepared customer and business operation agreements relating to (1) software and services user and servicing agreements; (2) credit card and EFT / ACH agreements; (3) OEM agreements; (4) legal and compliance review of advertising and marketing copy and other customer-facing materials; (5) distribution agreements; (6) vendor agreements: (7) front- and back-end payment acquiring agreements; (8) card brand sponsorship agreements; (9) professional services / master services agreements; (10) service-level agreements; (11) co-marketing agreements; (12) non-disclosure agreements; and (13) settlement agreements.

Tampa/St. Petersburg, Florida Area

Tampa/St. Petersburg, Florida Area

• Represented insurance companies in large-loss subrogation cases involving construction defect, negligent design, product defect, and other property loss claims. • Conducted depositions, attended hearings, researched and prepared pleadings, and managed discovery for all related litigation matters.

Tampa/St. Petersburg, Florida Area

• Investigated and litigated against corporate entities for civil violations of Florida’s consumer protection laws (Deceptive and Unfair Trade Practice Act) and other federal and state regulations involving unconscionable, deceptive, misleading and unfair practices involving trade, advertising, marketing and other business practices.

• Federal Judicial Intern for The Honorable Elizabeth A. Kovachevich, former Chief Judge, Middle District of Florida.

Bachelor’S Degree

Juris Doctor (J.D.)

Master Of Business Administration (M.B.A.)