Kam Singh Email & Phone Number

Toronto, On, Ca

Toronto, Ontario, Canada

Toronto, Ontario, Canada

Toronto, Ontario, Canada

Toronto, Canada Area

Underwrite, structure, evaluate and negotiate mortgage applications with all lenders; private and institutionalVerify and validate all required mortgage and client information relative to the internal 48 hour turnover to provide timely and accurate decisions to clientsSpecialize in credit repair and ensure structure of the deal is the right fit for the client based on their financial goalsSales driven when competing in a very competitive industry by way of setting goals; signing a deal a weekWork with internal agents, clients, lenders and lawyers to ensure deals close within a timely mannerEnsure all documents are compliant with FSCO guidelines

Toronto, Canada Area

Adjudicate 8 – 10 deals dailyPoint of contact for brokers when reviewing documentation or changes to the original dealReview and analyze mortgage applications and mortgage documentation (income, credit history, appraisals etc.) for accuracy and risk to ensure all aspects of compliance are met and its authenticity is aligned with the company’s lending criteria and passes credit review while in a volatile marketEnsure that our deals fall within our ratio guidelines with quick calculations and obtain the appropriate exceptions in extenuating circumstances including meeting Anti-Money Laundering/Anti-Terrorist Financing policiesNegotiate loan terms to meet requirements and risk tolerance while communicating effectively with brokers Issue mortgage commitments based on negotiated and approved terms and amend when needed as details of the application may changeComplete final review of all loan doc’s prior to advance

Vaughan, On

Responsible for developing and managing detailed project budgets and schedules, status reports, presentations, and escalation of critical issuesWork with operational partners in developing and planning the project timeline including all project phases-requirementsProject resource requirements, ensuring appropriate assignment of resources to each project/support phase, adding and deleting resources as necessary, and have overall responsibility for completion of the project Lead and manage the project within established time and budget parametersIdentify trends in the business and the renovation industry and develop solutions, project/strategy plans and data utilization while leading a team of project managers to ensure the project has a smooth start to finish

Hamilton, Ontario

Help borrowers develop individualized loan plans for the purchase or refinance of real estate, at the same time offering expert advise on how to build and establish a good credit standing Gather, manage and organize mortgage application information with client from start to finish, ensuring all criteria are met in accordance to compliance with brokerage and lending regulations Work closely with 50+ lenders, and help underwrite deals and ensure both lender and borrower are the right fit Keep up to date with current market conditions and regulationsManage invoices relating to assigned A/P accounts, reconcile monthly statements, post monthly payables, prepare monthly reports, prepare quarterly income tax for agents and year end T4’s and manage payrollAct as support for all mortgage agents within the brokerage

Provide financial advice by assisting clients with their full range of financial needs (business & personal), from borrowing to saving for a goal with an end objective of optimizing business opportunities and referrals with an end result of providing the best investment strategiesMaximize the use of technology, build corporate memory and enable continuity of client service and future opportunity spotting by documenting details of client interactions in most appropriate systemProactively spotting and asking for business through client discovery in order to increase sales and exceeding outlined targets for my role in dollar value and unitsIntegrate tools (e.g. Horizons, Asset Allocation), calculators, resources and materials into client conversations to support advice and recommendations

Manage relationships with team and clientFacilitate discussions between management, clients and developers to identify business requirementsGather and process business information related to procedures and data to clarify business issuesManage project scope and facilitate the resolution of scope/budget/time issuesDevelop business cases for alternative solutions based on business drivers and impact/cost analysisAnticipate client needs before they arise and present solutions to the project management team that encompass the issues at hand

Administered all store operations from opening to closing staff operations by recruiting and training employeesEfficiently managed & scheduled staff according to peak times ensuring that each customer experience met established standardsAchieved financial objectives given by Headquarters through suggestive sellingImplemented in-store marketing plan to generate higher sales including company & local programs, customer appreciation day & cross advertising with local companiesPromoted high level of customer service by facilitating team development

Provide effective and timely resolution of a range of customer inquiries, identifying needs and recommending solutionsCreate a positive customer experience by providing information on new products and services through up-selling opportunitiesTook accountability for the resolution of client concerns and performed account and credit product maintenance, or referred to appropriate departmentExercise strong interpersonal communication skills with customers and department personnelComplete ongoing training to stay abreast of product, service and policy changes

Bachelor'S Degree, Business Management

Post Graduate Certification, Human Resources Management And Services

Marketing