Kanwal Kumar Email & Phone Number

Bahrain

Lead software design, development, and maintenance of AFS Financial Middleware and AFS in-house wallet (AFS-BPAY) and wage protection system (WPS 2.0).Engaged in software design discussions, collecting client requirements, and documenting clear scopes of work with accurate effort estimations and timelines.Led the development and integration of AFS-BPAY with systems like Visionplus, benefit CKYC, and AML system and was awarded with Start-Award by AFS management on delivering the project in short time.Developed an in-house e-statement solution, reducing vendor dependency, saving time in issue analysis, and contributing to cost reduction.Delivered reconciliation and reporting systems, including Apply Pay and settlement reports, ensuring secure information sharing following PCIDSS guidelines.Actively supported the maintenance of AFS-based SMS and IEPP (Interactive Easy Installment Plan) system, ensuring customer satisfaction using Jira Atlassian.Successfully integrated AFS Financial Middleware with Vision Plus credit, prepaid card systems, and Postilion debit card system, ensuring smooth interoperability.Maintained regular code commits to the central repository (Azure DevOps), ensuring codebase integrity and collaboration within the development team.Currently engaged in developing APIs tailored for diverse customers from different regions, enhancing platform accessibility and functionality.

Bahrain

Deployed by Avanza Solutions (https://avanzasolutions.com/) as a Technical Consultant at BBK (https://www.bbkonline.com/), contributing expertise to diverse projects.Developed a comprehensive set of APIs for BBK Middleware, focusing on seamless integration across various channels, including ATM, CCDM (Cash deposit machines), Benefit Pay (Bahrain Payment Switch), EWA (Electric and Water Authority), BBK Mobile Application, Internet Banking, and Phoenix Core Banking System. Ensured robust and efficient communication.Actively engaged in software design discussions, collecting requirements, and documenting clear scopes of work with accurate effort estimations and timelines.Provided crucial support for live middleware functionalities and contributed to its modification, ensuring continuous operational efficiency.Collaborated with cross-functional teams to enhance system performance and scalability, fostering a culture of continuous improvement.

Karachi

Integral part of Netsol's Agile Development Team (https://www.netsolpk.com/) for the Leasing and Financing system ASCENT 2.0.Primary responsibilities encompass software design, development, integration, and maintenance of the Financing & Leasing solution ASCENT 2.0.Engaged in the development of the Customer Management System, catering to various international clients.Developed direct-debit invoicing module using C# and altova mapforce.Conducted a successful Proof of Concept (POC) for extracting functional specifications from FS documents to create user stories, enhancing the development process.Provided essential support to the technical team in understanding the intricacies of the leasing business and its legal implications.Collaborated within the Agile framework to ensure continuous improvement and adaptability to evolving project requirements

Karāchi, Sindh, Pakistan

Started my career with Avanza Solutions (https://avanzasolutions.com/) as a Software Developer.Primary responsibilities include the design, development, and deployment of projects in the client-specific environment.Participated in development of Financial Middle-ware(Rendezvous) transaction flows, modification in ATM Controller software (Nimbus), and Visa Reconciliation systems and its integration with local and international switches like 1-link, NPSB, Benefit, and Lanka Pay, and bank hosts such as RBTS, Core Banking, and MQ-series.Developed a Bank Host simulator supporting various payment standards like ISO 8583, pipe delimited, fixed length to simulate API flow during the development phase (C++, TCP/IP, C#, web service, rest-service).Implemented 3D-Secure flow to address both issuing and acquiring transactions on middleware.Developed transaction flows supporting chip-based EMV, magstripe, and NFC-based cards for both ATMs and CDMs and performed certification with local and international financial switches and bank hosts like Lanka-Pay, NPSB, MasterCard, VISA, 1-Link, RBTS, etc.Served various local banks (Habib Bank, Summit Bank, Standard Chartered Bank, Sindh Bank) and international clients (HFB Africa, BBK Bahrain).

Karachi

Being a Teaching Assistant, I have actively participated in all class activities which includes lecture delivery, examination/quizzes/ assignments preparation.

Karachi

Get the idea of basic Banking Environment from Support, HR to IT department and performed various tasks given during training days.Developed Human Resource Management Software for HR team to track the employee activities and perform their daily tasks.

Masters In Computer Science, Computer Science

Learnt about modern tools and technologies like Block-chain and bitcoin, Deep learning in Machine learning, with flavour of Agile in it..

Bachelor'S Degree, Computer Science

Activities and Societies: Table tennis, Social drives,During my graduation, I had developed many real-life applications as projects. Few.