For my entire career, I have been in the financial services industry and served as a banking operations professional in a variety of roles including individual contributor/personal banker and branch management/leadership roles for various prominent financial institutions including Wells Fargo and Citibank. Over the years, I honed in on the mortgage loan specialty with a great deal of success and have been re-engaged by Wells Fargo three times as a result of my exceptional history. Currently I am looking to broaden back out my skill set in banking operations and return to my roots. I offer wide-ranging loan underwriting experience with comprehensive knowledge of conventional and government programs for conforming/non-conforming loans. My expert knowledge of mortgage loan concepts, policies, and practices is expansive and offers me highly transferable skills to any vertical. I have been entrusted to handle highly complex files and given autonomy to provide approval. I audit and conduct in-depth analysis of complex financial documents for detail, data completion and information accuracy including corporate/personal/self-employed/S-Corp/partner tax returns, credit reports, P&L statements, balance sheets. My attention to detail allows me to devise highly confidential and detailed/complex legal contracts and systematic documentation ensuring compliance with strict federal/state laws, regulations. I am known for streamlining processes, increasing efficiency, reducing costs, and driving profitability while enhancing the customer experience. I am adept at collaborating cross-functionally and building strong relationships across the organization to judiciously expedite deliverables working on stringent deadlines. I have an intuitive mindset and am an active listener and problem solver who is adept in troubleshooting, responding to and rapidly resolving issues and challenges in high pressure situations with an exceptional degree of professionalism and tact.