Katelin Yeatts Email & Phone Number

Lynchburg, Va, Us

Virginia, United States

Rockville, Maryland

In this role, I was to be responsible for the development and ongoing management of the Bank’s Internal Loan Review Program Update with goals of maintaining policy, implementing procedure, and providing meaningful reporting. In my short time with the Bank, I was hands on with the reviewing and revamping the current loan review policy to more accurately reflect the Bank’s standards and portfolio. I began creating a process work-flow to ensure consistent and efficient completion of loan reviews… Show more In this role, I was to be responsible for the development and ongoing management of the Bank’s Internal Loan Review Program Update with goals of maintaining policy, implementing procedure, and providing meaningful reporting. In my short time with the Bank, I was hands on with the reviewing and revamping the current loan review policy to more accurately reflect the Bank’s standards and portfolio. I began creating a process work-flow to ensure consistent and efficient completion of loan reviews as required by policy and assisted in performing high level reviews of existing credits. I took lead on unearthing and queuing up stale reviews to be completed (based on priority and degree of past due). As a management role, I also started overseeing a Loan Review Analyst. Though short-lived, my experience at Capital Bank was fruitful professionally and personally. I left on good terms to relocate to Southern Virginia. Show less

Frederick, Md

With a promotion to Credit Officer at FCB, I continued to underwrite commercial loans with loan relationships up to $5MM [both CRE and C&I credits; including SBA]. In this capacity I analyzed financial statements, tax returns, and collateral records and then presented my findings in a formal write-up to be used in loan decision making. The write-ups included detailed request information and terms, industry data, customer background, cash flows, sensitivity analyses, in-depth analysis of both… Show more With a promotion to Credit Officer at FCB, I continued to underwrite commercial loans with loan relationships up to $5MM [both CRE and C&I credits; including SBA]. In this capacity I analyzed financial statements, tax returns, and collateral records and then presented my findings in a formal write-up to be used in loan decision making. The write-ups included detailed request information and terms, industry data, customer background, cash flows, sensitivity analyses, in-depth analysis of both business and personal financials of the customers and prospects, and a recommendation on risk rating. I grew to work largely independently while prioritizing my workflow with minimal supervision from the VP, Credit Officer. As Credit Officer, I also trained a “green” colleague in credit analysis including spreading, cash flow, and analysis basics. As a result of the training, she went on to fill my Credit Analyst role shortly after I left the Bank.In my role I worked hand in hand with commercial lenders, loan and credit administration, and senior management. I also attended and often participated in weekly loan committee. Outside of my title specified duties, I also served in reviewing both commercial and residential appraisals, completing internal evaluations of properties under a certain threshold, and ordering and reviewing of soft pull environmental studies. In addition, I served as a back up for ordering both residential and commercial appraisals for the Bank, including sourcing bids. I was active in bank-sponsored community events such as charity days, local running races, and other volunteer activities. Show less

Frederick, Md

As a Credit Analyst with FCB, I aided in the underwriting of commercial loans by analyzing financial statements, tax returns, and collateral records and then presented my findings in a formal write-up to be used in loan decision making. The write-up included detailed request information and terms, industry data, customer background, cash flows, sensitivity analyses, in-depth analysis of both business and personal financials of the customers and prospects, and a recommendation on risk rating.… Show more As a Credit Analyst with FCB, I aided in the underwriting of commercial loans by analyzing financial statements, tax returns, and collateral records and then presented my findings in a formal write-up to be used in loan decision making. The write-up included detailed request information and terms, industry data, customer background, cash flows, sensitivity analyses, in-depth analysis of both business and personal financials of the customers and prospects, and a recommendation on risk rating. In this role I worked hand in hand with commercial lenders, loan and credit administration, and senior management. I also attended and often participated in weekly loan committee. Outside of my title specified duties, I also served in reviewing both commercial and residential appraisals, completing internal evaluations of properties below a certain threshold, and reviewing soft pull environmental studies. In the absence of my supervisor, I would also source bids for and order appraisals. I was active in bank-sponsored community events including charity days, local running races, and other volunteer activities. Show less

Bloomsburg/Berwick

In my first year I split time as a Credit Analyst and Loan Review Officer. I then moved solely into credit analysis while still continuing important loan review functions. I reviewed and analyzed financial statements, tax returns, and collateral records to aide in the underwriting of commercial loans. I completed write-ups for commercial loan requests. In my loan review function I was a key asset in quarter end and year end reporting to regulatory facilities including the FDIC and SEC. I also… Show more In my first year I split time as a Credit Analyst and Loan Review Officer. I then moved solely into credit analysis while still continuing important loan review functions. I reviewed and analyzed financial statements, tax returns, and collateral records to aide in the underwriting of commercial loans. I completed write-ups for commercial loan requests. In my loan review function I was a key asset in quarter end and year end reporting to regulatory facilities including the FDIC and SEC. I also aided in the review of classified and criticized assets Show less

Mathematics Department

At this work study position I assisted two professors in their teaching of linear algebra and multivariate calculus. I aided mainly with the correction and grading of homework assignments. I provided feedback to students and was trusted in discretion with student grades.

Mathematics Department

As a mathematics tutor I aided my peers with all levels of mathematics taught at the university.

Garret Sports Complex

Work-study job, assist manager in preparing sports teams for practices and competitions