I have the honor of leading our Commercial Credit teams with four Directors and nearly fifty associates. I am a professional who enjoys a challenge. I enjoy waking up each morning to solve problems and create strong teams. I help build and recruit for each organization with which I am associated. I create top notch teams with the help of some amazing people. We specialize in solving problems. We do this by creating reports, analyzing data, underwriting commercial credits, creating commercial documents, reviewing appraisals, monitoring construction projects, and running/supervising projects ranging the scope of the company. (Credit, Accounting, Finance, Operations, etc.)Quick overview of my background - Problem Solving & Analytics- Commercial Credit Underwriting- Commercial Closing- Secured Credit- Credit Systems- CECL model creation & monitoring- ACL Review & Analytics- Regular presentations to the Board of Directors & C level Executives- Aid in the restructure of various departments- Creating & maintaining policies and procedures- Create contacts with various COI for recruiting purposes - Experience using a wide range of reporting tools- Held a wide range of positions in and lead the following areas: Commercial Credit, Credit Systems, Secured Credit, Commercial Closing, Commercial Underwriting, Market Research, Business Analytics, Derivatives, and Chairman of the Board of Indiana County YMCA & Martinsville/Henry County YMCA