Keith Foley Email & Phone Number

Liverpool, England, United Kingdom

Liverpool, England, United Kingdom

• A financial services professional involved in the receipt and maintenance of all legal and securityrequirements for lending transactions that range from £50,000 to £100 million.
• Completed legal requirements against agreed objectives in the lending process through relationships with key contacts and internal stakeholders to ensure an efficient client journey.
• Provided and monitored service delivery on a capital project through the retrieval and analysis of keydata from loan portfolios that was reported to senior executives within 6 week time-frame.
• Managed a CRM reporting structure that undertook an end to end process from sanction of loans to the finalising of legal requirements within a loan life-cycle through partnerships with key stakeholders.
• Significant experience with professional property reports and the valuation methodologies associatedwith the reports with a strong understanding of market dynamics.

Merseyside

• A self-employed financial services consultant involved in the investigation and calculation of customers financial redress from complaints relating to banking products sold on a case by case basis. All decisions are.
• Achieving a 95% plus pass rating and quality rating on financial redress calculations as appraised by independent internal and external assessors.
• Achieving a 100% success rate on cases resolved target per week as set by senior management at Huntswood based on historic target performance.
• Research and analyse financial information from a case file in relation to financial products and apply that information to calculate financial redress for the complainant.
• Understanding and applying business rules to cases in a methodical way with attention to detail to ensure that financial redress calculations are accurate and complete.

Dublin

• Key relationship banker for a portfolio of clients with an asset base of £150m in an overall Bank portfolio asset base of £11bn. Responsible for the recovery of portfolio to manage the Bank’s exit from the market.
• Achieved a 40% reduction in loan portfolio exposure (£150m original exposure) and a 50% reduction in arrears value (£40m original value) over two years which exceeded annual targets of 10%.
• Negotiated strategies with all clients for the recovery of their loan positions through innovative assets sale idea creation or problem solving legal recovery mechanisms and approved by senior management.
• Reduced transaction costs by 20% by negotiating reduction in fees from 3rd party professionals (solicitors, estate agents and accountants) for sales of assets and implementing legal recovery.
• Oversaw the compliance by my department of all requests by clients had received decisions within 15 working days to ensure regulatory compliance with standardised codes of practice.
• Obtained an overall score of 3.6 on a 4-point scale for the quality of credit proposals presented to senior management for assessment on recovery strategies implemented on clients.

Dublin

• Chosen to join 24-month graduate programme with specific emphasis on corporate lending with short term placements across departments such as marketing, legal and credit risk.
• Undertook the arrears and expired loans management for my lending team and reduced arrears by 50% and expired loans by 70% within 12 months.
• Exceeded loan target for the year through the completion of a £5m new business loan proposal and secured a further £10m in new cash deposits business as a graduate lending executive.
• Prepared budget and profit and loss analysis for potential bank loan proposals, providing management with estimates of profitability for successful credit risk presentations.
• Conducted project finance modelling on loan proposals to assess the risk rating and the financial viability of projects with a 95% success rate.
• Involved in the roll out of the Halifax retail banking branch network in Ireland on my graduate placement in the marketing department.

Dublin

Master Of Business Administration - Mba, Football Industries, Distinction

Ba (Hons) Degree (Bbls), Business And Legal Studies, 2:1