Kelly Cassidy Email & Phone Number

Des Peres, Missouri

Des Peres, Missouri

Earth City, Missouri

•Assigned pipelines and maintained status with loan officer and borrowers•Reviewed AUS or DU findings to know the necessary documentation required to proceed and request from borrower•Ordered third party documents (flood, title, appraisal, tax transcripts)•Verified income and asset documentation; •Requested closing disclosure within a week from closing date

Washington, Illinois

•Sent welcome letters to borrowers and advised of any missing documents needed•Reviewed AUS or DU findings•Ordered third party documents (flood, title, appraisal, tax transcripts)•Calculated income and verified asset documentation•Provided change of circumstance as needed•Ordered closing disclosure in timely manner

Pekin, Illinois

•Assigned pipelines and maintained daily status with loan officer•Ordered third party documents (flood, title, appraisal, tax transcripts)•Reviewed credit report and factual ID for any variances•Verified income and asset documentation•Confirmed cash to close with borrower•Assisted bank with customer service calls and account related questions•Daily deposit of any transactions provided by borrowers on their account

Fayetteville, North Carolina Area

Fayetteville, North Carolina Metropolitan Area

• Received initial loan pkg from Processors to prepare closing package to atty's• Verified information in file is accurate: Hazard/Taxes knowledge and gather any additional escrow information that borrowers may need to sign at closing• Assisted Attorneys and/or title companies daily with review of Hud-1 statements • Uploaded and disbursed wires for daily fundings• Ordered updated payoffs if necessary prior to closing• Communicated with attys regarding st regulations and any area of uncertainty • Knowledge of ST guidelines & allowable fees Section 32/ RESPA Guidelines • Daily interaction with HMC's regarding status of loans • Verbal re-verification of brw’s employment • FHA/VA/Conv/USDA loans• Daily pipeline reports for status• Worked with both paperless imaging software (CORE) and physical paper closing and funding processes

Dallas, Texas, United States

UW Asst 07–08• Selected by mgmt for addl responsibility along with sr closer/team lead• Rvwd initial loan pkgs and obtained VVOE• Ordered updated credit reports and payoff's• Efficiently maintained daily pipeline reports• Contacted Hazard agent for any updated info Team Lead/Sr Closer, 2004–2008• Attended monthly mtgs with mgmt• Advised Team Mentor on team events to reach customer service goals• Directed monthly team mtgs with staff of 30• Developed a customized overview chart of mtgs• Successfully created a cohesive team spirit to reach goals• Organized monthly reports • Accurately rvwd incoming files from UW Asst• Communicated w/Brokers on status of files• Knowledgeable of various state requirements • Rvwd internal anti-predatory tests/RESPA - audited funded loans for sales to investors• Consistently managed pipeline of 200 – 350 loans during peak business periods• Trained new closers/funders on Homecoming’s policies and closing requirements as well as process flow, organization, and pipeline management • Worked with both paperless imaging software (Blitz docs) and physical paper funding processes, as well as Windows based programs and excel spreadsheets

Dallas, Texas, United States

Carrollton, Texas, United States

Sr Closer / UW Coordinator• Receive loan from uw and review documentation for prep of closing docs• Verify sales price, appraised value, interest rate and property info • Order loan docs with atty’s office and rvw title commitments on out of st loans• Constant communication with local and out of state AEs and Brokers for file status • Assist title companies daily with review of Hud-1 statements and funding requirements • Uploaded and disbursed wires for daily fundings • Communication with attys regarding st regulations and any area of uncertainty • Knowledge of st guidelines with allowable fees Section 32• Receive initial loan pkg from Broker shop and went through file thoroughly to determine what is needed from the Broker to advance the file to final underwriting • Verbal verification of brw’s employment and rental history• Internet verification of property address and zip code info• Daily pipeline reports for status on loans• Trained new closers/funders and Account Executives on Sebring's policies and closing requirements as well as process flow, organization, and pipeline management

Dallas, Texas, United States

Account Manager, 1995–1997• Directed the prep of mtg loan docs• Performed final review of loan docs and authorize release of docs to Lender• Resolved client’s Legal Issues and prepared misc Legal docs • Maintained open communications with clients and title companies• Review title commitments and surveys and advised of any legal issues• Set up new loan files for new lenders with numerical organization• Prepared certified letters to go to courts and bwrs from the atty’s Dictaphone tapes• Answered all incoming calls to the attys and proceeded to offer any assistance Preparation of Motions and AnswersBankruptcy Specialist, 1991–1995• Received orders from Lenders to file on their behalf Proof of Claims, Motion to Relief Stay and Orders Granting Relief from Stay• Ordered documentation through Courts to review the Ch filed status of the Bkcy• Filed the Motions and Orders with Bkcy courts & mailed to creditors• Handled interaction between the debtor atty office & prepared Agreed Orders

Criminal Justice

Associate Of Science (As), Criminal Justice Technology, Gpa 3.885

Trained in criminal law, constitutional law, substance abuse, community policing, interviews/interrogations, criminology, juvenile.

High School Diploma, General Studies