Kenneth Rust Email and Phone Number
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A mortgage specialist that's been over many different departments and roles. It might be easier to tell the ones I have not been apart of.Achieving goals and milestones, I mesh analytics and creativity to overcome challenges. There is always a way to achieve the impossible. Some of the best achievements can't be explained with percentages or dollar amounts. Here is a great example of that.Working with a client that had very specific needs for a home. Needed ramps, lower price range due to income. So I took the lead on finding houses that were red tagged. took a few months but got one! Worked with an investor to buy the home and sell it to my client. (Investor was also a veteran so wanted the house to go to a veteran.) Used a VA renovation loan for my client to renovate the house to her specified needs. This purchase and renovation mortgage loan was waaaaay cheaper than buying a house that was already updated. Plus, she didn't have to come out of pocket for the renovations. Always think creativity in an analytical way.
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Loan Servicing ManagerCbc Federal Credit UnionSimi Valley, Ca, Us -
Loan Servicing ManagerCbc Federal Credit Union Sep 2022 - PresentOxnard, California, United States -
Loan OfficerDignified Home Loans, Llc Jan 2018 - Sep 2022Simi Valley, California• Originating non-QM & Fannie, Freddie, FHA, VA, USDA loan products such as self-employment, 12/24 month bank statements, stated income, bankruptcy, asset reversal, foreign bank statements, conventional, government, and jumbo loans, as well as handling a high volume of renovation loans• Generating new educational loan leads and business from external marketing campaigns• Implementing a quality control process to meet regulations with selling mortgage applications for delivery to Fannie Mae and Freddie Mac• Conducting discovery meetings with prospective borrowers and clients to analyze financial and credit data to determine the best customer financing objectives • Fostering community relationships to ensure a positive outcome for financing requirements • Managing multiple pipelines, CRMs, and the day to day office. -
UnderwriterArcstone Financial, Inc. (Direct Lender, Mortgage Services) Jan 2016 - Jan 2018Los Angeles, California• Reviewed loan files for completeness, including assets, credit, and income, which were all verified prior to loan approval and loan closing• Evaluated income calculations using information that was provided from borrowers, which included buyers that were self-employed• Ensured that all conditions were met, in order to meet compliance with company guidelines, as well as all state and federal regulations • Collaborated with Lead Loan Processors to ensure that all errors were being addressed, discussed any loans which required additional follow-up, and confirmed that all loan closings were being scheduled timely and efficiently • Compiled weekly reports which detailed the most common errors which occurred and further discussed via company meetings • Ensured that all escrow deposits and fee schedules were correct and provided accurate funding for all escrow accounts associated with the loan• Completed other tasks, as they were related to portfolio risk management -
Loan Processing ManagerProspect Mortgage, Llc Jan 2009 - Jan 2016Sherman Oaks, CaliforniaLoan Processing Manager • Developed strategies to reduce funding timelines, while increasing accuracy and efficiency, while also maintaining compliance with all guidelines• Oversaw testing implementation of new products, pricing, tools, and special projects• Handled all time sensitive files and tasks to help alleviate pressure from other staff members of my team • Assessed situations for risks and implemented proper resolutions based on current risk tolerances • Participated in cross training with other teams and departments in the company to provide internal support • Represented consumer lending on enterprise efforts and numerous projects • Continuously updated and improved reference guides, documented new and existing processes and procedures, as well as updating investor detailsOther departments and titles that I worked in during my tenure at Prospect Mortgage: • QA Lead • Compliance• Jr. Underwriter• Investor delivery• Loan Opener• Jr. Loan Processor• Loan Processor • Renovation Processor• Appraisal Desk• Disclosures• Escrow Holdbacks• Funding• Fraud• Appointment Setter -
Mortgage Loan ProcessorWmc Jan 2006 - Jan 2009Burbank, California, United StatesReviewed income, asset, and credit reportsGot files ready and prepped for underwriting ordered PMI, insurances, H06, VOEs, and appraisals.reviewed files for completeness and adhered to company, investor, state, and federal guidelines Give solutions to challenges that arise on any loan file with out of the box thinking.QA files in correspondent lending. Rectify any problems with purchasing of the loan -
Data AnalystCountrywide Mortgage Services Jun 2002 - Jan 2006Simi Valley, California, United StatesReview loan files with loan officers on documents missingReach out to loan officers for signaturesReviewed time lines and milestones to make sure files would hit their funding date on timeAssist processors with ordering Verifications and pushing loan files to underwriting/funding
Kenneth Rust Skills
Kenneth Rust Education Details
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Physics -
Physics -
3.8Gpa
Frequently Asked Questions about Kenneth Rust
What company does Kenneth Rust work for?
Kenneth Rust works for Cbc Federal Credit Union
What is Kenneth Rust's role at the current company?
Kenneth Rust's current role is Loan Servicing Manager.
What is Kenneth Rust's email address?
Kenneth Rust's email address is ke****@****ans.com
What is Kenneth Rust's direct phone number?
Kenneth Rust's direct phone number is +180579*****
What schools did Kenneth Rust attend?
Kenneth Rust attended Saint Leo University, Moorpark College, Santa Susana High School.
What skills is Kenneth Rust known for?
Kenneth Rust has skills like Working With First Time Home Buyers, Homestyle Loans, 203k Loans, Conventional Financing, U.s. Federal Housing Authority.
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Kenneth Rust
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