Kevin Rutherford Email and Phone Number

Underwriting of banks, credit unions, broker/dealers, and insurance companies for credit worthiness within the bank's Institutional Risk Management team.

Provide analytical support to the business and commercial real estate banking department. Responsible for analyzing client and prospect financial information, assisting relationship managers in structuring credit facilities, preparing credit presentations, and monitoring the loan documentation process.

Report and forecast bank financial statements, securities portfolio management, fee analysis, performance incentive calculation, accounts payable processing, AD HOC analysis for executive management team.

Monthly capital reporting and forecasting to demonstrate compliance with regulatory and internal requirements, annual and five-year capital planning, bank dividend estimate, maintenance of FHLB and counterparty borrowings, stock buyback recommendations, internal risk assessment.