Kevin A. Erickson Email & Phone Number

Chicago, Illinois, United States

Capital Markets Risk Management- Credit analysis and risk management of large domestic and international financial institutions- Risk identification and communication to senior management, relevant committees and stakeholders- Data analytics and modeling- Interest rate derivative legal documentation and negotiation

Greater Chicago Area

Manage a team accountable for covering a portfolio of federal funds, repo, derivatives, and broker dealer counterparties. Lead the analysis of domestic and international counterparties, ongoing monitoring of current entities, changes, risks, and economic/regulatory trends within the sector. Report progress to regulators, senior management, and credit committee. Serve as a credit subject matter expert to develop new banking systems. Support the needs of the negotiation of legal documents from a credit perspective

Chicago

Conduct analysis of domestic and international counterparties, ongoing monitoring of current entities, changes, risks, and economic/regulatory trends within the sector. Report progress to senior management and credit committee.

Rosemont, Illimois

Oversee credit underwriting and loan structuring, portfolio monitoring, and risk rating assessment for commercial borrowers. Manage the loan origination process from initial opportunity review to boarding through collaborating with loan coordinators, credit analysts, relationship managers, and legal counsel. Verify and monitor risk ratings utilizing real-time methodology.● Proactively manage and support the loan renewal process by determining credit analyst account assignments, preparation of loan approval documents, and renewal recommendations● Train and develop credit analysts in order to develop timely delivery of credit products and provide monitoring of the financial condition of borrowers● Collaborate with Relationship Managers to screen loans and determine acceptable structures while reviewing borrower profiles● Collaborate with attorneys to review documents, covenant definitions, approval compliance and establish loan monitoring and control procedures

Chicago, Illinois

Originated and monitored senior secured and liquidity credit facilities extended to community banks. Accountable for developing and maintaining relationships with the senior management of community bank customers. ● Identified and developed new business opportunities while consultatively selling products to existing customers● Managed existing relationships with the senior management of community banks● Advised and recommended course of action to senior level decision makers on borrower risks and mitigants ● Reviewed and managed community bank asset quality audits● Monitored macroeconomic and regulatory trends impacting community banks

Chicago, Illinois

Assisted in the monitoring of a portfolio of banking institution customers. Managed loan participations across commercial credit transactions. Presented written recommendations and insight to loan committee.● Developed. analyzed, and assessed portfolio management and institution-specific performance reports● Conducted in-depth research and financial analysis to develop an assessment of a financial institution’s credit risk profile● Conducted management meetings with senior leaders of financial institution customers

Chicago, Illinois

Evaluated the creditworthiness and risk profile of financial institutions. Assisted in structuring credit facilities to community bank customers.● Assessed individual bank performance utilizing quantitative and qualitative methodologies used to evaluate bank credit quality● Analyzed key financial ratios to develop an assessment of the risk profile of community banks, focusing on capital, asset quality, management, earnings and liquidity assessment● Provided insight and written recommendations for senior level approval

Chicago, Illinois

Responsible for analysis of commercial credit transactions within the bank’s middle market banking portfolio. Analyzed the credit capacity of manufacturing, distributing, service, and real estate entities seeking credit exposure using financial statement analysis, cash flow modeling and collateral valuation.● Prepared written presentations with concise recommendations on the probability of loan repayment, mitigation of risk, and loan structure for senior level approval● Participated in loan committee meetings to convey risk assessments● Spread and analyzed financial statements using Moody’s Financial Analyst software

Chicago, Illinois

Responsible for the analysis of commercial credit transactions within the bank’s small business banking portfolio. Assisted in monitoring a Small Business Banking portfolio with a diverse customer and industry base. Analyzed the condition, operating capacity, management capability, and industry risk of existing and prospective customers.● Responsible for making credit decisions for the bank’s micro-business loans utilizing loan authority● Assisted in the administration of a Small Business Banking portfolio through the creation of various portfolio tracking reports● Prepared written presentations focused on the risk and return aspects of each transaction