Kirk Goddard Email & Phone Number

Holetown, Saint James, Barbados

Responsible for managing a portfolio of approximately 200 customers throughout the Americas with emphasis on monitoring credit portfolio performance. Key tasks include:- Performing credit analysis of existing and new customers- Working closely with account managers to keep up-to-date on issues impacting each business.- Assisting the sales team with structuring transactions.- Monitoring credit compliance.- Maintaining Credit Risk record files.- Assisting with recovery efforts.- Conducting customer visits.

Barbados

Responsible for supervising a team of three (3) Commercial Analysts with a portfolio of over 300 customers. Core responsibilities include reviewing work of the analysts to ensure accurate and timely completion of assigned tasks, providing guidance regarding prioritization of work in need, timely analysis of financial information submitted to assist with sound credit decisions, following up on delinquent accounts, periodic reviews of accounts to ensure that facilities continue to operate as sanctioned, identifying potential new business opportunities and ensuring that there is adequate protection of the Bank’s assets in accordance with the requisite internal and regulatory policies and procedures.

Independence Square, Bridgetown, Barbados

Responsible for monitoring of the commercial credit sub-portfolio of approximately 80 customers with credit facilities ranging from $50K to $2.5M to ensure there is adequate protection of the Bank's assets and compliance with the requisite internal and regulatory policies and procedures. Responsible for the analysis of financial information, critical for the making of sound credit decisions. Identifying and follow up of all accounts for review, preparing the necessary correspondence and where necessary interviewing clients with respect to credit requests and reviewing their accounts. Following up on delinquent accounts and implementing initiatives to achieve assigned asset growth targets.

Worthing, Barbados

Review real estate valuations to assist clients with provisioning and IFRS requirements. Construct financial models and conduct due diligence on financial statements to assist with capital budgeting decisions. Assist with debt restructuring. Assist with raising debt and equity capital. Conduct due diligence exercises and purchase price allocations to facilitate mergers and acquisitions. Conduct research to identify trends in interest rates, rental rates. Utilise pricing models to determine fair market value for companies.

Worthing, Barbados

Construct financial models and conduct due diligence on financial statements to assist with capital budgeting decisions, raise debt and equity financing and facilitate mergers and acquisitions both on the buy side and the sell side. Conduct research to identify trends in interest rates, rental rates and correlations between the performance of the market and industries or companies. Utilise pricing models to determination a fair market value for companies and their equity. Analyse corporate financial statements to identify inconsistencies, conduct ratio analysis and highlight positive and negative aspects of the business.

Wildey, Barbados

Assisted in the acquisition of at least ten new pension plans each year. Prepared Actuarial Projections Sheets. Prepared Pension Proposals for prospective clients. Prepared and submitted the department’s monthly New/Lost Business Report to the Marketing Division.

Prepared Termination, Retirement and Death Benefit calculations. Prepared IAS-19 and Actuarial valuations. Assisted with the setup of plans and the maintenance of data integrity on the new Pensions Administration System.

Master Of Science (Msc), International Banking And Financial Studies

Activities and Societies: African Caribbean Christian Fellowship

Bachelor Of Science (Bsc), Actuarial Science, Upper Second Class Honours

Activities and Societies: Barbados Student Association of Jamaica, Zendo Kai Kan Karate