Kim Ecklund Email & Phone Number

Yorba Linda

Opened escrow orders for residential refinance & sale files. Initial file setup, as in assigning escrow numbers introduction to all parties in the transaction, review and receipt in earnest money for all contracts. Open/review preliminary title report and assist in resolving any curative work. (liens, ordering payoffs, property tax certs, utility, child support, etc) Assist escrow officers by creating or editing correspondences and documents as requested such as but not limited to: drawing deeds, obtaining lien releases, statement of identities, freeze letters, subordination agreements and amendments. Assemble, escrow instruction packages & distribute. Audit files by reviewing and processing all docs receieved. Prepare closing statement/packages for all parties and distribute as directed. Responsible for clerical support for general office functions such as filing, photocopying, faxing, scanning and data entry. Answering multi phone line system, proactive in providing updates for real estate agent, buyer, seller, lenders and answering questions and/or providing any further assistance requested through the course of escrow from opening to post close.

Provide secretarial and clerical duties in gathering of information and handling of funds for the closing of escrows. Providing customer service and technical assistance to external and internal customers in support of the Escrow Officer. Assisting in all processes of closing real estate transactions. Inclusive of, but not limited to; open orders, initial file set up. Review title commitments (which can include curative work in regards to liens on property shown in public records.) Understand commercial contract terminology, open title request into production software, order payoffs, tax certificates, homeowner association certificates/docs, receipt of escrow monies. Initiate & approve wires through SinglePoint. Handle sub & Reconveyance, pre-closing maintenance balancing/figuring files and post-closing follow-up on assigned files. Distributes incoming and outgoing correspondence. Organizes and maintains file system, file correspondence and other records while adhering to time guidelines, e.g. status letters, FedEx or UPS & post closing responsibilities.

Responsible to review collateral files and documents, verify mortgage note ownership and title chains, identify chain exceptions, and facilitate corrections. Inventory, file pull, file ship project to prepare collateral shipments to custodians. Processing of mail and collateral file backlog, Updates the Collateral Tracking System. With detailed knowledge of mortgage collateral documents, including bailee letters, assertive and able to make decisions independently, detail orientation with strong organizational skill and strong analytical and multi-tasking skills.

(Seasonal Position)Provide support to loan officer and underwriter teams by ensuring the timely, judicious and accurate processing of mortgages. Review and verify borrowers’ income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal. Ensure compliance with company policies, underwriting guidelines and lending-program requirements. Thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing.Escrow AssistantEntitle Direct 01/14 - 07/2015 (Contractor)Same as Escrow Assistant above

Contractor

Provided National property registrations that required registration at time of foreclosure action – Notice of Default. Property registration compliance and municipal code compliance services to Lenders, Servicers, REO outsourcers, Brokers/Realtors, Closers and Title Companies. Focusing on proactive code compliance management through consideration of all types of real estate registration ordinances such as Vacant Property Registration, Default Registration, REO Registration, Rental/Tenant Registration among others. Maintained daily data entry of completed registrations into Nationstars server, as well as 5Arch company control tower using macros formulated excel spreadsheets for state portal screenshots.

Responsible for Pipeline Management for HARP, VA, FHA & Conventional loans.Manage a large portfolio of assets while maintaining timeframe requirements.Review status of file to decide what measures are needed. Review Approvals, Suspense notices, & updated approvals for conditions needed. Pull UW Log to observe what internal or broker conditions are needed. Order credit reports/ credit supplements at the time of approval. Order new mortgage insurance or mortgage transfers. Run FHA Connection for validations, corrections, case assignment,CAIVRS, appraisal logging (once appraisal is received), refinance authorizations, MIP calculator, request xml format if transferred appraisal. complete SSR reports for appraisals, order 2nd appraisals (Conv Appraisal on FHA property flips) or desk reviews. Run Tax Certs, complete LDP/GSA, order property profiles, run MERS, Credit soft pull when file is clear to close. Review disclosures sent in during submissions to make sure if any corrections are needed. Review and upload any conditions that broker sent in to ensure it meets the condition accordingly. Update and/or complete data entry for borrower, escrow, title, hazard insurance, flood info screens or anything pertaining to loan that needs revising. Perform decline or cancel status as needed. Ensure VOE, 4506T & SSN Verifications are completed. Update brokers & AE’s on status or send list of missing conditions.

Education record

Real Estate Principles & Real Estate Law.

Fashion Retail And Merchandising; General Studies

Real Estate Trainers, Passed Real Estate License Exam