Kim Decker Email & Phone Number

United States

Conyers, Georgia, United States

Conyers, Ga

Conyers, Georgia

Responsible for all day to day business operations of this start up company with a business model of preserving and managing REO assets. www.propertyenrichment.com

Compliance Program Management - monitioring, reporting, committee facilitation.Audit Program Facilitation - administration, reporting, committee facilitationRisk Management - access entity wide risk, reporting, committee facilitationDirector of Operations - previously responsible for day to day management of all Deposit and Loan Operations functions.Accounting, reconclement, accounts payable, ATM/Debit card settlement, EFT error resolution

Responsible for the day to day operations of all Deposit and Loan functionsManage Staff of 11 full time associates.•Prepare Senior Management reports analyzing various loan, deposit, liquidity, interest rate sensitivity, Other Real Estate Owned and fee income ratios•Directly involved in budget preparation and variance analysis•Manage Accounts Payable processing•Oversee all aspects of ACH origination as well as Internet Banking and Cash Management day to day processes.•Verify that all deposit and loan accounts are properly accounted for on the bank’s general ledger and subsidiary systems.•Review and/or reconcile general ledger and internal bank accounts.•Ensure prompt and accurate resolution of reconciling items.•Oversee ATM Network Settlement reconcilement and ATM Cardholder dispute processes. •Ensure thorough and accurate review of all loan files.•Guarantee that collateral exceptions are properly identified and documented.

Responsible for day to day operations for a newly formed company with a portfolio of approximately 8,000 ATM based deposit accounts. Managed a staff of 6 associates.Involved in the set-up and start up of a new transaction processing platform.Developed appropriate processes and controls to ensure successful implementation of a new system.Performed daily system administration and batch processing functions for ATM & ACH transactions.Ensured deposit accounts are properly accounted for on the corporation’s general ledger and subsidiary systems.Oversight of daily ATM Card Production.Enhanced daily Network Settlement reconcilement and ATM Cardholder dispute processes.

Vice President & Manager (1994-1996) BankSouth, NA (Acquired by NationsBank) Special Assets Operations Manager, Commercial Loan Reconcilement Manager, Commercial Loan Collateral File Project Administrator, NationsCredit Commercial Corporation (NationsBank Subsidiary) System Support Analyst (1996-1997), ATM Account Control & Compliance – VP & Manager of Terminal, Cash & Deposit balancing (1997-1998), ATM Self Service Delivery – Market Manager/Client Satisfaction Advocate MidSouth Region (1998-2000)

Non, Business Admin & Accounting

Clayton State / Georgia State (1981 – 1985) Completed over 60 hours of courses in accounting, finance and business administration

Education record

Activities and Societies: Graduated with Honors - top 3% President - Future Business Leaders of America