Kim Foster Email & Phone Number

Clayton, Mo

Senior Loan Representative specializing in Commercial Real Estate & C & I transactions seeing the loan through the life cycle from closing, funding and servicing through loan payoff. Duties include ordering and reviewing corporate documents, title commitments, flood certificates & flood insurance, beneficial ownership forms, UCC's and other due diligence documentation as needed. Prepare loan closing documents (LaserPro) and collaborate with loan officers, title companies and attorneys to ensure smooth transaction. Responsible for funding and booking the loan and ensuring collateral is secured and payoffs and invoices are paid. Prepare the HMDA LAR for HMDA reportable loans. Assist customers with account inquiries using analytical and problem-solving skills. Respond to payoff requests, process paid loan files and release collateral. Maintain financial and borrowing base ticklers. Partner with compliance and various other departments to ensure loans are closed in compliance with bank regulations and to provide the overall best customer experience.

Greater St. Louis Area

Loan Closing Specialist for Direct & Syndication/Participation loans. Collect & review corporate documents, title commitments, flood certificates, UCC's and other documentation using analytical and problem solving skills and clearing issues prior to closing. Manage ticklers by utilizing consistent follow up skills. Maintained departmental Policies & Procedures to streamline processes and ensure loans are closed in compliance with bank regulations.

Greater St. Louis Area

Collected and reviewed for accuracy documentation needed for commercial loans ensuring the loans closed in accordance with the loan approval. Assisted customers with questions and requests including loan advances and account questions using problem resolution and analytical skills.

Greater St. Louis Area

Partnered with Small Business owners locally to analyze their business and provide comprehensive banking products to meet their needs. Maintained portfolio of existing clients ensuring optimal customer service while deepening relationships. Initiate relationships with new clients by cold calling, face to face meetings and developing relationships with community partners and referral sources.

Greater St. Louis Area

Key point of contact for banking centers nationwide as subject matter expert for small business loans and provided comprehensive business products to meet the needs of small business customers. Completed loan applications with small business customers and relayed both approvals and declines directly to customers.

Greater St. Louis Area

Reviewed, organized and assembled proposal packages for Underwriting. Managed the loan approval process by communicating with customers and collecting personal and financial information utilizing consistent follow up techniques. Partnered with borrowers nationwide who were launching start-up businesses and obtaining SBA loans. Researching, analyzing and interpreting documentation to ensure that all requirements were satisfied. Reviewed corporate documents, title commitment, purchase contracts and other documentation using analytical and problem solving skills and clearing issues prior to closing and authorizing the initial funding of the loan.