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Kishore Kumar Email & Phone Number

Product Head - Dvara KGFS at Dvara KGFS
Location: Tamil Nadu, India 6 work roles 6 schools
1 work email found @fullertonindia.com LinkedIn matched
✓ Verified July 2026 4 data sources Profile completeness 100%

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Current company
Role
Product Head - Dvara KGFS
Location
Tamil Nadu, India
Company size

Who is Kishore Kumar? Overview

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Quick answer

Kishore Kumar is listed as Product Head - Dvara KGFS at Dvara KGFS, a with 167 employees, based in Tamil Nadu, India. AeroLeads shows a work email signal at fullertonindia.com and a matched LinkedIn profile for Kishore Kumar.

Kishore Kumar previously worked as Head of Product at Dvara Kgfs and Associate Vice President – Head of Business planning & Analytics at Fullerton India Credit Company Ltd.. Kishore Kumar holds Mba, Finance from Bharathidasan Institute Of Management Tiruchirapalli.

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{first}.{last}@fullertonindia.com
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Profile bio

About Kishore Kumar

SPECIALIZED IN FINANCIAL SERVICES OVER 15 YEARS IN VARIOUS ROLES AS BELOW. Was part of Mumbai corporate Roles for 10 years between 2005 & 2015 with senior management of IDBI, Standard chartered bank, Fullerton India credit company rural business (Gramashakti)Have worked in different roles for more than 5 years like product development , financial modelling of those products, short term and long term financial planning of the organisation, analytics, creating products in core banking system liaising with technology partners, testing and releasing for production. Have also involved in performance management of Feet on Street like tracking individual productivity, designing incentive structure as per scenario analysis, predictive risk analysis of customers based on his repayment track like “On us and Off us” I was part of Fullerton India Rural business team among one who built that business from 67 branches till we reached 170 branches in 5 years. During that period, our portfolio grew from INR 500 crores to 2000 crs in 2015. PAT grew from Zero to INR 100 crs with a healthy margin of 5% and & ROE of 18%.Over the past 5 years have been actively driving a team of branches as per organisation mission in changing the business model at their doorstep with the help of mobile banking applications. I’m also driving sales across the state at Rural & Semi-urban market of “MICRO ENTERPRISE LOANS” which is one of the priority of DVARA KGFS.

Listed skills include Banking, Team Management, Management, Business Analysis, and 13 others.

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Dvara KGFS
Dvara Kgfs
Product Head - Dvara KGFS
tamil nadu, india
Website
Employees
167
AeroLeads page
6 roles · 22 years

Kishore Kumar work experience

A career timeline built from the work history available for this profile.

Head Of Product

Current

Tiruchirappalli, Tamil Nadu

• Driving “Microenterprise loan” sales across 160 branches in Tamilnadu• Hire and train staff for this product offering ranging from Rs.50k- Rs.500k• Focus on Rural and Semi-urban market and working towards expanding our Individual loan portfolio in Semi-Urban & Urban market.• Identify Individual potential existing customers through primary data to increase the wallet share by offering business loans and other Insurance and wealth management products

Feb 2019 - Present

Associate Vice President – Head Of Business Planning & Analytics

Mumbai

• Was handling financial reporting & analytics for the period of 3 months. Involves Business planning activities like forecasting of business revenue, expenses, P&L and weekly / monthly reporting• Do business profitability analysis and identify areas of improvement like risk based pricing, Expense analysis, spread analysis and delinquency management.

Nov 2018 - Jan 2019

Business Manager - Msme Loans , Financial Inclusion And Business Development

Thanjavur Area, India

Since Jan 2018:• Driving Microenterprise loans sales in urban and rural locations of Tamilnadu• Responsible for Hiring, Training, portfolio quality, identify new locations for expansion and customer relationship management • Study the competition and get changes done in product to ensure we stay relevant in the market • Highlight technological requirement to support the sales team and to reduce TAT• Testing of system enhancement before release Feb 2016 to Jan… Show more Since Jan 2018:• Driving Microenterprise loans sales in urban and rural locations of Tamilnadu• Responsible for Hiring, Training, portfolio quality, identify new locations for expansion and customer relationship management • Study the competition and get changes done in product to ensure we stay relevant in the market • Highlight technological requirement to support the sales team and to reduce TAT• Testing of system enhancement before release Feb 2016 to Jan 2018:•Was handling a new project in Financial inclusion, digitalization & sales management to build a strategic business model• Involved in developing a Credit scoring model for rural customers of Microenterprise loans•This model focuses to completely revamp the business model to offer a suite of products in the remote rural villages at customers doorstep through a digital platform•This model also focuses on changing the branch structure, business model & diversification of the portfolio by increasing focus on Individual loan products•Focus on cross-selling of third party products•Rebuild the brand image in the society by conducting various on filed awareness activities•Helping IFMR to implement this model across all SBU•Renewed focus on customer centricity and the wealth management approach by equipping branch staff to deliver the entire suite of credit and liability products•Hire and train staffs to drive this change across all levels •Drive branches to conduct various business development activities to increase productivity•Monitor Business numbers and employee productivity without compromising on portfolio quality•Driving digitalization project - The tablet based loan sourcing and servicing of customers at their door step to reduce TAT and transparency. Show less

Aug 2015 - Nov 2018

Head Of Business Planning & Product Manager

Mumbai Area, India

• Create new products and manage Product profitability of Group loans, Two Wheeler, Personal loans and mortgage products. • Prepare annual operating Plan & Forecasting of business revenue, expenses, P&L and other financial & non-financial activities from branch level to business level.• Gap analysis of various income and expense heads against AOP (Annual Operating Plan) & prepare revised forecast according to latest business performance.• Responsible to keep cost under… Show more • Create new products and manage Product profitability of Group loans, Two Wheeler, Personal loans and mortgage products. • Prepare annual operating Plan & Forecasting of business revenue, expenses, P&L and other financial & non-financial activities from branch level to business level.• Gap analysis of various income and expense heads against AOP (Annual Operating Plan) & prepare revised forecast according to latest business performance.• Responsible to keep cost under control• Publish daily report to the entire business team on day to day performance against the monthly target.• Submit monthly reports to the top management on business performance to highlight achievements, improvements and concern areas.• Track branch performance and their productivity.• Send out reports to sales managers on best and worst performing branches interms of revenue, expenses, cost to income, branch break even details etc.• Prepare review presentation on business performance – presented to board and leadership team members of the company.• Scenario analysis and its effects on budgeting.• Prepare risk review deck on Roll rate and Cohort analysis at product level & state level.• Headcount management & analysis.• Manage products maintenance, system developments and help branches to resolve system related issues.• Prepare project approval request on branch network expansion to be approved by various departments heads and CEO of FICCL• Automation of various MIS to have real time business status by creating SMS alerts. • Broad understanding of Indian Micro finance business operations, scope and opportunities available Show less

Oct 2010 - Aug 2015

Channel Development Manager

Mumbai Area, India

1.Tracking Weekly & Monthly performance of the entire sales force2.Ensure timely submission of Key Performance Indicators.3.Track employee productivity and revenue contributions.4.Responsible for channel management of Small and Medium enterprises loans5.To monitor the product per customer (PPC / Cross sell initiative) at RM level as a part of cross selling program.5.Score card modelling for the sales team.6.Target setting and payout simulations to ensure the cost is… Show more 1.Tracking Weekly & Monthly performance of the entire sales force2.Ensure timely submission of Key Performance Indicators.3.Track employee productivity and revenue contributions.4.Responsible for channel management of Small and Medium enterprises loans5.To monitor the product per customer (PPC / Cross sell initiative) at RM level as a part of cross selling program.5.Score card modelling for the sales team.6.Target setting and payout simulations to ensure the cost is under control.7.Responsible for payment of Monthly Incentive to the entire sales force8.Motivate sales team by launching of contests as and when required.9.Managing the PSL assets of entire SME.10.Manage our income lines and ensure that all our strategies are followed by all channels.11.Ensure there is no revenue leakage in the system.12.Assisting Business Head on monthly Business Performance Presentations.13.Basic Knowledge of trade finance products and complete understanding of Retail banking Asset and Liability products.14.Thorough knowledge of SME Banking . Show less

Jan 2007 - Oct 2010

Assistant Product Manager

Mumbai Area, India

Key Learnings:1.Thorough knowledge of retail banking liability products and core banking software.2.Handling entire personal banking product related queries from the branches.3.Assisting the Product manager in developing new products and instrumental in launching IDBI Suvidha Tax savings Fixed Deposit scheme, Suvidha plus Fixed deposit and Suvidha Recurring deposit.4.Instrumental in designing the Asset Liability Committee report on performance of IDBI Bank Fixed deposits to be… Show more Key Learnings:1.Thorough knowledge of retail banking liability products and core banking software.2.Handling entire personal banking product related queries from the branches.3.Assisting the Product manager in developing new products and instrumental in launching IDBI Suvidha Tax savings Fixed Deposit scheme, Suvidha plus Fixed deposit and Suvidha Recurring deposit.4.Instrumental in designing the Asset Liability Committee report on performance of IDBI Bank Fixed deposits to be submitted to the Chairman.5.Experience in designing the Product Specific campaigns and customization of products.6.Ensure the system support at all point in time to manage our Income lines.7.Responsible for maintaining the whole personal banking MIS like product profitability, performance of different products of Personal banking.8.Handling training Programs on Personal Banking Products.9.Recommend fee income waiver request from customers to product head based cost to income ratio. Show less

2005 - 2007 ~2 yrs
Team & coworkers

Colleagues at Dvara KGFS

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6 education records

Kishore Kumar education

Bachelor Of Engineering (B.E.), Electrical And Electronics Engineering, First Class

Anjalaiammal Mahalingam Engineering College

Activities and Societies: Playing cricket

Diploma, Electrical & Electronics Engineering, First Class With Honours

Seshasayee Institute Of Technology

Activities and Societies: Playing Cricket

Sslc, Maths & Science, First Class

Khajamian Higher Secondary School

Activities and Societies: Playing Football

FAQ

Frequently asked questions about Kishore Kumar

Quick answers generated from the profile data available on this page.

What company does Kishore Kumar work for?

Kishore Kumar works for Dvara KGFS.

What is Kishore Kumar's role at Dvara KGFS?

Kishore Kumar is listed as Product Head - Dvara KGFS at Dvara KGFS.

What is Kishore Kumar's email address?

AeroLeads has found 1 work email signal at @fullertonindia.com for Kishore Kumar at Dvara KGFS.

Where is Kishore Kumar based?

Kishore Kumar is based in Tamil Nadu, India while working with Dvara KGFS.

What companies has Kishore Kumar worked for?

Kishore Kumar has worked for Dvara Kgfs, Fullerton India Credit Company Ltd., Ifmr Holdings Private Limited, Standard Chartered Bank, and Idbi Bank.

Who are Kishore Kumar's colleagues at Dvara KGFS?

Kishore Kumar's colleagues at Dvara KGFS include Ranjita Kumari Maharana, Prakash E, Susanta Bhuian, Suresh Kutty, and Subasish Barik.

How can I contact Kishore Kumar?

You can use AeroLeads to view verified contact signals for Kishore Kumar at Dvara KGFS, including work email, phone, and LinkedIn data when available.

What schools did Kishore Kumar attend?

Kishore Kumar holds Mba, Finance from Bharathidasan Institute Of Management Tiruchirapalli.

What skills is Kishore Kumar known for?

Kishore Kumar is listed with skills including Banking, Team Management, Management, Business Analysis, Business Planning, Retail Banking, Mis, and Analytics.

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