SPECIALIZED IN FINANCIAL SERVICES OVER 15 YEARS IN VARIOUS ROLES AS BELOW. Was part of Mumbai corporate Roles for 10 years between 2005 & 2015 with senior management of IDBI, Standard chartered bank, Fullerton India credit company rural business (Gramashakti)Have worked in different roles for more than 5 years like product development , financial modelling of those products, short term and long term financial planning of the organisation, analytics, creating products in core banking system liaising with technology partners, testing and releasing for production. Have also involved in performance management of Feet on Street like tracking individual productivity, designing incentive structure as per scenario analysis, predictive risk analysis of customers based on his repayment track like “On us and Off us” I was part of Fullerton India Rural business team among one who built that business from 67 branches till we reached 170 branches in 5 years. During that period, our portfolio grew from INR 500 crores to 2000 crs in 2015. PAT grew from Zero to INR 100 crs with a healthy margin of 5% and & ROE of 18%.Over the past 5 years have been actively driving a team of branches as per organisation mission in changing the business model at their doorstep with the help of mobile banking applications. I’m also driving sales across the state at Rural & Semi-urban market of “MICRO ENTERPRISE LOANS” which is one of the priority of DVARA KGFS.
Listed skills include Banking, Team Management, Management, Business Analysis, and 13 others.