Kishore Kumar P Email and Phone Number
Skilled professional with 11+ years of experience in the banking and finance industry with strong credit experience of 9 + years and sales expertise of 2+ year. Proficient in Underwriting and MBA from recognised university.
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Cluster Credit Manager - Business Banking GroupAu Small Finance Bank Jan 2023 - PresentChennai, Tamil Nadu, India -
Area Credit Manager -Housing Loan Self Employed SegmentAditya Birla Housing Finance Limited Dec 2022 - Jan 2023Chennai, Tamil Nadu, IndiaTo decision the logged in cases within the timelinesTo conduct personal discussion with self employed segments at their office premises and recommending the deals to Zonal credit managers for approvalsHiring Branch credit managers, training the new joinees on policies and credit assessment.Follow up with Credit processing assistants on submission of disbursement files.To liase with sales and operations team for smooth disbursementMonitoring infant delinquenciesTo… Show more To decision the logged in cases within the timelinesTo conduct personal discussion with self employed segments at their office premises and recommending the deals to Zonal credit managers for approvalsHiring Branch credit managers, training the new joinees on policies and credit assessment.Follow up with Credit processing assistants on submission of disbursement files.To liase with sales and operations team for smooth disbursementMonitoring infant delinquenciesTo empanell valuation/legal vendorsVetting Modt drafts and sale deed , technical reports Show less -
Credit Analyst - Business Banking GroupIndusind Bank Nov 2021 - Dec 2022Chennai, Tamil Nadu, IndiaTo underwrite MSME proposals of exposures From Rs. 200 lakhs to Rs. 2000 lakhs.To visit the new to Bank customer , to understand the brief business model and structure the deal for in principle approvalTo regularly discuss on the new and existing relationship customers with sanctioning authorities on Fresh funding, Temporary overline facilities, Other modification requests raised by the clients.Closing audit observations raised by compliance teamProvided on the job training to… Show more To underwrite MSME proposals of exposures From Rs. 200 lakhs to Rs. 2000 lakhs.To visit the new to Bank customer , to understand the brief business model and structure the deal for in principle approvalTo regularly discuss on the new and existing relationship customers with sanctioning authorities on Fresh funding, Temporary overline facilities, Other modification requests raised by the clients.Closing audit observations raised by compliance teamProvided on the job training to new joiners(Credit Analyst) on processing of credit proposals Show less -
Sales Manager- Small Business BankingAxis Bank Apr 2021 - Nov 2021IndiaProviding product trainings to Branch staffs in daily huddle meeting.To regularly interact with Branch Channels to source new to Bank Business ( working capital)Regular product trainings given to 75 plus branch staffs Manage the Relationship officers on product activation.Responsible for login to disbursementHiring Relationship officers for Business continuity -
Relationship Manager - Emerging Enterprises GroupHdfc Bank Oct 2020 - Apr 2021Chennai, Tamil Nadu, IndiaHandle existing relationships and new to Bank asset customers - working capital division.Regularly visiting Branch channel, Existing clients to source new deals.Handled 5 major branches in chennai To underwrite Credit proposals from 500 lakh to 2000 lakhResponsible for Login to Final disbursementTo monitor Early warning Triggers -
Credit Manager-Small Medium EnterprisesDcb Bank Dec 2017 - Oct 2020Chennai, Tamil Nadu, IndiaUnderwriting Sme /Mortgage New to Bank exposures upto 300 lakhsConduct personal discussion , unit visits and collateral visits (Chennai and Vellore)Delegation to Approve loans upto 75 lakhs with Nil Deviations -
Credit Manager - Business Banking AssetsKotak Mahindra Bank Oct 2014 - Nov 2017Chennai, Tamil Nadu, Indiaunderwriting Sme New to Bank and Existing portfolio exposures upto 750 lakhsConduct Business unit and collateral visitsDelegation to Approve loans upto 50 lakhs with Nil deviation -
Key Relationship ManagerReliance Capital | Reliance Group May 2013 - Oct 2014Chennai, Tamil Nadu, IndiaInvestment advisory services to HNIs
Kishore Kumar P Education Details
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Finance -
Commerce -
8/10 -
Peace Studies And Conflict Resolution -
4/5 -
Ca Raja ClassesCompleted -
Import /Export Transaction Mechanism, Letters Of Credit, Pre Shipment And Post Shipment Credit
Frequently Asked Questions about Kishore Kumar P
What company does Kishore Kumar P work for?
Kishore Kumar P works for Au Small Finance Bank
What is Kishore Kumar P's role at the current company?
Kishore Kumar P's current role is Cluster Credit Manager-Business Banking Group-AU Small Finance Bank.
What schools did Kishore Kumar P attend?
Kishore Kumar P attended Srm University, Loyola College, Great Learning, Great Learning, Great Learning, Ca Raja Classes, Indian Institute Of Banking And Finance.
Who are Kishore Kumar P's colleagues?
Kishore Kumar P's colleagues are Nadeem Shaikh, Ashok Jangid, Mayur Kudakar, Vinit Daga, Simran Sharma, Manoj Choursiya, Rahul Bhargav.
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Kishore Kumar P
Bengaluru -
Kishore Kumar P
Project Engineer At Wipro Technologies | Manual Tester | 1X Aws | 3X Azure | Aspirant Of Emerging Ai | Machine Learning| Data ScienceChennai -
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2gmail.com, ephicacy.com
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