Accomplished risk professional with a strong leadership background, leveraging 16+ years of experience in steering risk initiatives for financial institutions within the realms of banking, fintech and management consulting companies in Canada/US/UK/India/Singapore/Africa.Proven track record in developing and implementing end-to-end robust risk strategies and machine learning models, managing high-performing teams and delivering analytical solutions. Adept at balancing risk mitigation with business objectives, resulting in optimized credit portfolios and sustained financial health. Strong communication skills with stakeholder and project management.Proficient in utilizing SAS (Viya, Base, Advanced, Enterprise Miner, Enterprise Guide), Teradata, Angoss/Knowledge Seeker, SQL, VBA, Python, Tableau, Power BI, and Hadoop for analytical solutions.