Kory Phillips Email & Phone Number

Hutchinson, Kansas, United States

Wichita, Kansas Metropolitan Area

Davenport, Iowa Area

Day to day running of the entire loan operation. Consumer lending, business lending and mortgage lending. Collection dept handles all loans plus negative deposits, NSF's, Fraud. Main writer for dynamic reports, excel guru and overall handyman for the credit union. Main driver of increasing our non-interest income from a paltry $8000 per year on GAP to over $85,000 a year. Many sales driven successes

Moline, Il

Direct four departments including Mortgage Lending, Mortgage Servicing, Loan Servicing and Collections; oversaw five direct reports; and manage a loan portfolio of $160 million. • Created or enhanced lending products by expanding mortgage product offerings.• Enhanced the mortgage operation from an average of $1.2 million to over $5 million in loans originated per month by changing pricing of mortgages utilized by the network and retraining the mortgage staff on various ways to counsel members and sell the process.• Implemented a web-based mortgage origination system that allowed applicants to receive loan approvals online.• Created and implemented a Platinum Visa product for members with high credit scores. • Implemented an Open-Ended Lending Strategy and facilitated an easier loan process. • Converted consumer lending to an open end lending platform.• Reduced the Credit Unions collection ratio to .07% with a charge-off ratio of .01%.

Bettendorf, Ia

Managed four departments that included Consumer Lending, Mortgage Lending, Loan Servicing and Collections. Supervised 15 employees and managed a loan portfolio in excess of $80 million. • Initiated an 8-week training program to teach employees risk-based lending, how to read credit reports, and ways to communicate with members. • Tracked all aspects of the credit side of financial institution to provide information on how portfolios were performing as well as assets to liability. Provided monthly reports that showed how promotions were working.• Increased the Indirect Dealer program by 80% by originating consumer lending through auto dealers.• Developed a loan origination system with 15 minutes or less standard turnaround time. Total Access Processing System (TAPS) previously required a one-hour wait time, but initiated on-line services with pre-approvals that reduced the wait time to zero.• Created new lending products as well as a risk-based lending program.• Increased the CU’s mortgage portfolio originations by $2 Million per month by creating and implementing a comprehensive mortgage program in partnership with CUNA Mortgage Corp. • Developed and implemented a Home Equity Line of Credit Program with limits of $8 million in the first two years.• Member of the Funds Management Committee (ALM - Asset Liability Management).

Associate’S Degree, Business Administration And Management, General, 3.80

Started as a Industrial Tech major, changed to computer science, left with a start in business.

Bachelor’S Degree, Business Administration And Management, General, 4.0

Course work included Management Studies, Accounting and business ethics.