Kristopher Fowler, Cpa, Cma Email & Phone Number

Toronto, Ontario, Canada

Toronto, Canada Area

As the first occupant of the position, built the business reporting foundation for the entire company under the supervision of the CFO. Produced a suite of regularly scheduled and on-demand ad-hoc Excel based reports, while working in close collaboration with many departments and attended weekly meetings to review results. Reports and assignments for various teams included but not limited to:Financial Analyst Duties:  Prepared daily cash and bank reconciliations, while monitoring all inflows and outflows of cash.  Managed prepaid inventory account, including FX trades, reconciling balance sheet account and posting journal entries.  Assisted Manager, Financial Planning with month end commentary and variance analysis for the Income Statement, and supported budget and forecasting functions as needed. Prepared all data for audits associated with annual audit requirements for ABL credit facility.Reporting to Executive Management:  Created a daily sales reporting, sales/margin mix and variance analysis models incorporating actual results against plan and prior year on a daily, weekly and monthly basis. Creating a Purchasing Portfolio of Reports:  Built a gross margin tracker that allowed the team to measure its success in improving year over year gross margin by category and vendor. Produced a navigable vendor scorecard allowing buyers and category managers to search for suppliers and access their relevant YTD and historical metrics.Developing a Marketing & Loyalty Portfolio of Reports:  Devised a dashboard of Loyalty Customer sales activity from multiple data sources to track customer behavior and the success of the chain in acquiring new loyalty members. .Store Operations/E-commerce:  Synthesized a large batch of raw data into usable metrics for the Buy Online Pick up In Store program, gaining insights into customer behavior and allowing for course corrections in inventory allocation and labor planning, if necessary.

Toronto, Canada Area

Key Accomplishments*Managed and reconciled a portfolio of accounts with annual sales exceeding $170M in the most recent year and total balances at any given time being in excess of $50M, keeping all accounts over 90% current*Most recently secured the payback of $635K from major customers through identification and investigation of invalid audit claims and duplicate deductions*Developed a credit risk management model which allowed the company to identify its precise risk exposure for all customers separate from that of its third party partners.*Implemented an account specific eight week cash flow model that increased accuracy of cash flow forecasting to within the company’s desired 5% goalKey Tasks*Financial analysis and risk management – Assisted the Director of Credit by providing analysis for the entire customer portfolio both annually and as required. Analyzed financial statements of both potential and current customers to determine the creditworthiness of the former and the current financial condition of the latter*Cash flow forecasting and analysis – Created a weekly summary of expected cash flows for the corporate finance team using an Excel model in combination with institutional knowledge of each customer’s individual characteristics and payment patterns*Account management – Ensured that all accounts under my management were as current as possible and determined the reason for and solution to any extraordinary items. Encompassed within this was working closely with the Customer Service, Sales, and Sales Planning departments to determine the legitimacy and status of outstanding claims *Month end reporting – Prepared the monthly A/R summary package for senior management. The package included the A/R summary trial balance, DSO analysis, and sales and returns metrics*Developed internal/external relationships – Built and maintained excellent relationships with customers as well as colleagues both within and outside the Credit department

Toronto, Canada Area

*Processing daily cash receipts – Accurately applied each day’s cash receipts in a timely manner. Maintained the posting journal and conducted cash receipts analysis. Assisted the Director of Credit in implementing an upload procedure allowing for easy application of large remittances.*Reconciling customer accounts – Matched and cleared corresponding debits and credits. Supported other members of the department with investigating un-reconciled claims. Assisted with customer inquiries.

Bachelor Of Commerce, Specialist Economcis And Management

Major in Psychology Graduated with Distinction

Education record

Education record

Education record