Kristóf Horváth Email & Phone Number

Vienna, At

Österreich

Responsibility for implementation “Second-Level of Controls“ and assurance of groupwide tax risk management, Avoidance of violation and abuse of national and international tax law and the risks associated with a possible hypothesis of abuse of law, Assurance of effective management of DAC 6, Transfer Pricing, FATCA, QI, CRS, CbCR, corporate income and value added tax topicsMonitoring of Cooperative Tax Compliance Systems Supervision of the implementation of Horizontal Monitoring in UniCredit Bank Austria AGCooperation with relevant internal shareholders like Compliance, Audit, external tax advisors and internal tax units Direct reporting to Head of Tax Compliance, to the CFO and to the Holding (UniCredit S.p.A.)

Vienna, Austria

• Responsibility for “Second-Level of Controls“ and for the groupwide reputational risk management (except of Italy) • Avoidance of violation and abuse of national and international tax law and the risks associated with a possible hypothesis of abuse of law • Supportive role in strategic projects in relation to DAC 6, Transfer Pricing, FATCA, QI, CRS, CbCR, corporate income and value added tax returns • Monitoring of Cooperative Tax Compliance Systems • Supervision of the implementation of Horizontal Monitoring in UniCredit Bank Austria AG • Ad-hoc business model assessment and evaluation Transfer Prices within UniCredit S.p.A. Group pursuant to OECD and internal group guidelines • Cooperation with relevant internal shareholders like Compliance, Audit, external tax advisors and internal tax units • Direct reporting to Global Head of International Tax Compliance and Head of Group Tax Affairs

Vienna, Austria

• Establishment and finalization of monthly and quarterly IFRS, IRS- and FINREP reporting for all CEE legal entities and branches of UniCredit S.p.A. Group • Coordination with the relevant CFO departments in the CEE legal entities of UniCredit S.p.A. and with UniCredit Head Office • Supervision and assurance of data quality, respectively accuracy and description of the portfolio development • Supervision and Monitoring of the financial evaluation in line with IRS and IFRS• Establishment and finalization of monthly and quarterly IFRS, IRS- and FINREP reporting for all CEE legal entities and branches of UniCredit S.p.A. Group • Coordination with the relevant CFO departments in the CEE legal entities of UniCredit S.p.A. and with UniCredit Head Office • Supervision and assurance of data quality, respectively accuracy and description of the portfolio development• Supervision and Monitoring of the financial evaluation in line with IRS and IFRS

Vienna, Austria

Credit Risk Controlling and Monitoring: • Establishment of the monthly and quarterly reporting for all CEE subsidiaries of UniCredit S.p.A. • Data quality enhancement in the groupwide CRO database • Monitoring and analyses of monthly and quarterly development of Group Credit Risk KPIs, such as Expected Loss, Loan Loss Provisions and Nonperforming Loans (NPE), respectively other Asset Quality positions • Preparation of reporting for the board of directors including data collection, plausibility checks and development description • Coordination between CRO departments of the relevant CEE legal entities of UniCredit S.p.A. and UniCredit Head OfficeProject Management: • Implementation of the IFRS 9 applicable Integrated Risk Report (IRR)• Implementation of the Strategic and Industrial Credit Risk Reporting (CRS & ICRS)• Short Term Exercise in terms of Write-off Development in CEE• FinRep 18 and 19 reporting

Vienna, Austria

• Data collection and analyses support • Communication support between CEE legal entities of UniCredit Bank Austria AG, UniCredit Bank Austria AG and UniCredit Head Office • Supportive analyses and monitoring of ESMA reports • Preparation of templates and folders for credit risk reporting

Master'S Degree, International Banking And Finance

Bachelor'S Degree, Business Consultancy

Specialisation in Marketing and Finance