Kunal Bajpai Email and Phone Number

Working as an key team member for Credit Risk department at Head Office. Involved in portfolio monitoring, Policy and product parameters vetting, RAF control, Policy tightening and Analysis for Retail products and HL

Worked as Senior Credit Manager looking after Self Employed BL cases, having sanction authority of 6 lacs. Additionally, Partner Channel Visits. Visits on quarterly basis to the various Delinquent customers. Imparted Policy and due diligence related training and attending the meets with the various branches of East Zone.

worked as a Credit Manager for 4 long years covering Auto loan, TWL, Unsecured PL

KUNAL BAJPAI121/2A Surendra Nath Banerjee Road Kolkata – 700013Phone: (M) +91 8334819880Email:kunal.bajpai0309@gmail.com Seeking challenging position in the financial sector by using all my previous expertise to an organization of repute.PROFESSIONAL EXPERIENCECredit Analyst, Indusind Bank LTD, Kolkata Key Profile: Working with senior managers to perform analysis of capital, credit and loan of both the existing and prospective clientele, including companies like EMTA, Dutta Stone Quarry. Built financial models to assess risk and create accurate projections for numerous credit proposals and forwarding the reports to the senior managers for approvals. Conduct due-diligence to assess loan structure, examine free cash flow, leverage, revenue, EBITDA through the CA verified financial statements of the clients.  Going through the De-dupe procedure and verifying the past and present credentials of the clients. Examining the credit profile of the clients through CIBIL data and cross verifying the score. Verifying the KYC documents prescribed by the RBI, through the system. Verifying the essential loan purchase documents related to the vehicle – Delivery Order, Performa Invoice, Tax Invoice, Insurance Documents etc.Operation Officer, ICICI Bank LTD, Ranchi . Key Profile:Operations Management Managing transfers & RTGS, opening of fixed deposits, handling Tax Collection in the branch. Handling Jewel Loan procedures/ Internal Audit process for Jewel Loan, loan against F.D. and personal loan. Managing credit & De-dupe formalities related to jewel loan, loan against F.D. and personal loan. Monitoring Wait time and Customer Service quality score Handling all sorts of clearing activities both inward and outward clearing. Preparing month wise audit reports. Handling customer queries including corporate clients like LIC Of India, Bajaj Allianz .

WORKED THERE AS AN CUSTOMER SERVICE MANAGER LOOKING AFTER THE SERVICE DESK FOR BRANCH BANKING OPERATIONS RELATED TO CLEARING, CASH, RTGS, NEFT, FUND TRANSFER, FD CREATION, DD CRETAIONS, GOLD AND PERSONAL LOAN DISBURSEMENT ETC.HAVE A GOOD KNOWLEDGE OF FINACLE AND SQL SOFTWARE.