Kyle Kerber, Cfa, Frm Email & Phone Number

Washington Dc

• Evaluated and assessed the safety and soundness and risk management practices of Thrifts, Mutuals, and National Banks in order to assign interagency composite and component ratings related to capital, earnings, asset quality, management, liquidity, sensitivity to market risk, compliance, and information technology. • Determined the commercial credit risk rating and accrual status for various commercial loan types, and determined the accurate classification for various retail loan types according to retail guidelines. • Evaluated and assessed the quality of an institution’s credit administration and underwriting practices. • Served as a Loan Portfolio Manager and directed a team of file readers to assess an institution’s asset quality and credit risk management. Assessed an institutions policies, management information systems, and loan review process, as well as determined whether an institution’s Allowance for Loan and Lease Losses complied with regulatory guidance and Generally Accepted Accounting Principles.• Served as an Examiner in Charge at four institutions with assets in excess of $500 million ranging in complexity. Supervise teams of examiners and ensured that the Report of Examination (ROE) was delivered to an institution with the respective FIDICIA mandates. • Served as a Training Team Assistant in Philadelphia, PA (June 2013 – Feb 2014), and was responsible for teaching and developing recent hires to successfully and independently perform the duties and responsibilities of an Assistant National Bank Examiner. • Participated in a one month ABCs of Credit rotation in Syracuse, NY to develop the skills sets to assign commercial risk ratings to various commercial credits, including commercial real estate, asset based loans, as well as floor plan credits.• Participated in a nine month Training Team to develop the skill sets necessary to perform the duties and responsibilities of an Assistant National Bank Examiner.

• Analyzed Government financial data to produce State and Local Government Finance estimates that were ultimately used as the Government Component in the computation of Gross Domestic Product (GDP).• Coordinated with local and state government officials to understand the local and state tax laws and the impact on revenues and public debt. • Managed and developed operating procedures for a call center in Frostburg, MD to aid in obtaining a higher survey response rate for state and local governments.

Master Of Business Administration (M.B.A.)

Ba, Economics