Travelex has a rich heritage in foreign currency, pioneering the travellers’ cheques of the past and the digital payments of the future. With a presence in over 40 countries, and over 1,200 stores at both on-airport and off-airport locations around the world, Travelex has distilled its expertise and experience into a platform that reinvents physical and digital cross-border money movement globally to ensure its clients remain one step ahead of the competition. The platform provides financial… Show more Travelex has a rich heritage in foreign currency, pioneering the travellers’ cheques of the past and the digital payments of the future. With a presence in over 40 countries, and over 1,200 stores at both on-airport and off-airport locations around the world, Travelex has distilled its expertise and experience into a platform that reinvents physical and digital cross-border money movement globally to ensure its clients remain one step ahead of the competition. The platform provides financial institutions with a trusted, efficient and accurate international payments service, plus secure and reliable banknote delivery of both major and exotic currencies as well as a category leading non-bank foreign exchange specialist.My expansive role within the organisation:1) Establish the domestic and regional business and cover the entire value chain of the retail foreign exchange and cross-border payments industry.2) Avail and activate multiple platforms for foreign exchange, remittances and payments space.3) Enable physical and digital foreign exchange avenues, cross-border money movement for both consumers and financial institutions.4) Establish global platform partnerships for banking counterparties in regards to treasury related payments and/or foreign exchange solutions.5) Provide deep regulatory know-how, technology expertise and industry leading partnerships of tailored and trusted financial solutions for consumers and businesses.6) Manage approximately USD 140 million worth of annual traffic across 3 jurisdictions. Show less

MoneyMatch Sdn Bhd is a FinTech-Money Services Business startup that is uniquely Malaysian and a Tier-1 Multimedia Super Corridor (MSC) Status Company. MoneyMatch Sdn Bhd is also the first Bank Negara Malaysia (BNM) approved comprehensive fully digital P2P & B2B platform with eKYC functionality enabling users to conduct cross border remittances and exchange foreign currencies.Our mission is to provide financial services with innovative technologies to increase convenience for… Show more MoneyMatch Sdn Bhd is a FinTech-Money Services Business startup that is uniquely Malaysian and a Tier-1 Multimedia Super Corridor (MSC) Status Company. MoneyMatch Sdn Bhd is also the first Bank Negara Malaysia (BNM) approved comprehensive fully digital P2P & B2B platform with eKYC functionality enabling users to conduct cross border remittances and exchange foreign currencies.Our mission is to provide financial services with innovative technologies to increase convenience for consumers-businesses and reduce the cost of transactions! We are also operating a comprehensive all-in-one Digital Peer to Peer (P2P) Currency Exchange platform with proprietary eKYC platform.Our accomplishments to-date:1) One of the world's first P2P Currency Exchange platform2) 1st Malaysian FinTech startup to be granted BNM approval3) Pioneer member of the prestigious BNM Sandbox under the Financial Technology Enabler Group (FTEG)4) 1st Malaysian FinTech/MSB company to launch on the Global RippleNet platformFTEG (www.myfteg.com) was established by BNM in 2016 to support innovations that will improve the quality, efficiency and accessibility of financial services in Malaysia. Comprising of cross functional group within BNM, the FTEG is responsible for formulating and enhancing regulatory policies to facilitate the adoption of technological innovations in the Malaysian financial services industry.My role including but not limited to:1) Providing greater business flexibilities and opportunities including the ability to carry on multiple business activities within a single entity for qualified entities, thus promoting greater synergies between these activities and economies of scale2) Understanding of regulatory requirements according to the nature, scale and complexity of an entity’s business3) Nurturing safeguards to promote the professional and sound management of the entity4) Negotiating commercial agreements and laying foundation for a new global payment rails platform Show less

Merchantrade Asia Sdn Bhd is a Central Bank of Malaysia licensed' Money Services Business (MSB) operator and Mobile Virtual Network Operator (MVNO) company, headquartered in Petaling Jaya, Malaysia and is a member of the Malaysian Association of Money Services Business (MAMSB) and International Association of Money Transfer Networks (IAMTN).The company offers international money transfers and payments, foreign currency exchange, wholesale currency trading service as part of its money… Show more Merchantrade Asia Sdn Bhd is a Central Bank of Malaysia licensed' Money Services Business (MSB) operator and Mobile Virtual Network Operator (MVNO) company, headquartered in Petaling Jaya, Malaysia and is a member of the Malaysian Association of Money Services Business (MAMSB) and International Association of Money Transfer Networks (IAMTN).The company offers international money transfers and payments, foreign currency exchange, wholesale currency trading service as part of its money services business and pre-paid mobile data and voice services. Notable shareholders in Merchantrade Asia are Celcom Axiata Bhd and Japan-based Sumitomo Corporation.My 3 months' short term role with the organisation was as follows:1) Identify, evaluate, negotiate and finalize the partnership establishment with potential international correspondent banking partners and money transfer companies in both origination and payout countries [Outbound remittance, Inbound Remittance and International Remittances] and wholesale currency business partners such as money exchange companies and banks2) Liaise with legal department and review the agreement for any new partnership establishment of correspondent partner and wholesale currency business partner tie-up and negotiate based on volume, service level and product offering3) Manage all business flow processes to ensure timely and orderly system integration with correspondent partners, i.e. web service [API] file upload, UAT, etc. and to ensure product liveability4) Discuss, negotiate and implement joint marketing budgets with different correspondent banking partners both domestically and internationally for the various corridors and diasporas Merchantrade Asia serves5) Providing transparent and consistent management input to facilitate continuous price improvement with correspondent partners to enhance competitiveness and sales revenue Show less

With a 165-year history of connecting people when it matters most, Western Union Malaysia @ WU continues to shape this country’s remittance industry offering one of the easiest ways for families, friends and businesses to send money and stay connected almost anywhere in the world.It all comes down to the relationships WU have established over many years and together with our agents, WU speak our consumers’ languages, establish in our consumers’ neighborhoods and share our consumers’… Show more With a 165-year history of connecting people when it matters most, Western Union Malaysia @ WU continues to shape this country’s remittance industry offering one of the easiest ways for families, friends and businesses to send money and stay connected almost anywhere in the world.It all comes down to the relationships WU have established over many years and together with our agents, WU speak our consumers’ languages, establish in our consumers’ neighborhoods and share our consumers’ cultures. WU is a significant part of each other’s lives and as a result, our agents are more like our ambassadors. They are ambassadors of trust, responsibility and hope. They are the living, breathing manifestation of WU as a company and everything WU stand for.As an organization, WU is an inspired, driven, responsible, connected and a game-changer in the remittance industry. Moving forward, Western Union has launched WU Digital recently whereby, this technology-driven division will focus on mobile and online services in years to come.My role within Western Union covers as follows:1) Responsible for Strategy & Execution of Transaction, Revenue & Locations in the Strategic Business Unit @ SBU2) Building and managing relationships with agents in order to maximise business/TREL growth in the SBU3) Negotiating with agents on contract and ongoing business deals4) Exploring new business opportunities via consumer opportunity mapping5) Working with operations team to ensure effective support is delivered to agents and the network6) Monitoring network efficiency, productivity and work with operations team to enhance the service delivery7) Partnering with central marketing team to ensure ATL effectiveness in the country8) Planning and executing BTL activities within the SBU to ensure customer acquisition, brand awareness and brand loyalty9) Including accountability for ROI on national & regional budgets10) Providing direction and guidance to the overall business team Show less

Since 1863, Chemmanur International Jewellers @ CIJ of Varanthirappilly in Thrissur district of Kerala, India has evolved from a small jewellery retailer into a world-renowned brand name. CIJ has always taken great pains to create customer-oriented designs, which are of the best quality and of exquisite craftsmanship.CIJ has its own gold manufacturing unit with craftsmen from all over the world churning out the best designs. This has also allowed the group to help reduce the cost of the… Show more Since 1863, Chemmanur International Jewellers @ CIJ of Varanthirappilly in Thrissur district of Kerala, India has evolved from a small jewellery retailer into a world-renowned brand name. CIJ has always taken great pains to create customer-oriented designs, which are of the best quality and of exquisite craftsmanship.CIJ has its own gold manufacturing unit with craftsmen from all over the world churning out the best designs. This has also allowed the group to help reduce the cost of the jewellery considerably and thus giving customers more value and satisfaction for their money.CIJ has also introduced many innovative business opportunities for the customers through which they can earn good returns. Now, Chemmanur International Jewellers Group is an acclaimed brand known to almost 200 million customers worldwide.Recently, CIJ forayed into South East Asia with its very first "BOBY & MARADONA GOLD DIAMOND" jewellery showroom in NU Sentral Mall, Kuala Lumpur launched on 30th May 2015.My initial responsibility within CIJ was as follows:1) Developing Brand Strategy and Statistics2) Strategic Consulting, including Business Plan and Sales Strategy Development3) Advising New Business Formations, Structures and Commercial Transactions4) Generating New Development Deals for Consumer Sales by Creating a Freelance Roving Team Show less

A locally incorporated Multi National Corporation with outlets in 20 countries around Asia, Europe and the American Continent. As a Marketing Management Consultant, I managed and led the marketing division of this FMCG Company for South East Asia and Asia Pacific region focusing on developing its “Inovital” brand segment.Established its network distribution business model into a retail sales model with licensing rights in Malaysia and across Asia.Networking & Bridging contacts… Show more A locally incorporated Multi National Corporation with outlets in 20 countries around Asia, Europe and the American Continent. As a Marketing Management Consultant, I managed and led the marketing division of this FMCG Company for South East Asia and Asia Pacific region focusing on developing its “Inovital” brand segment.Established its network distribution business model into a retail sales model with licensing rights in Malaysia and across Asia.Networking & Bridging contacts in the various trade sectors in and out of Malaysia and potentially partnering them towards the path of “B2B-Business to Business & B2C-Business to Consumer” platform.Obtained 1)ISO 9001; 2)GMP; and 3)Halal Certifications in order to reach and penetrate a wider market spectrum in Asia.Showcased in the ‘2007 Dubai International Trade Festival & Exposition’ in UAE with the recognition from Ministry of International Trade and Industry.Received multiple award for products and services from the international and local institutions such as the ‘Malaysian Business’, ‘Superbrands’ and ‘Keris Enterprise’ Award from the Prime Minister’s Department.Designed and developed 6 marketing programmes for regional vendors and affiliates.Managed and led a succession team of 80 people across Asia.My key strengths in this role was:ATL AdvertisementsBTL AdvertisementsOnline MarketingOffline MarketingDistributor Procurement & ManagementBusiness Exhibitions & EventsProduct Strategy & ImplementationSales Team Operations & Management Show less

1st Malaysian Indian to be involved in the Islamic Banking sector under “Islam Hadhari” concept introduced by the former Malaysian Prime Minister, Tun Abdullah Ahmad Badawi in the year 2004. Merged conventional corporate banking into Islamic banking portfolios 2 years ahead of the original project dateline.Overseen and Managed Corporate and Commercial banking profiles.Increased utilisation of Trade Finance portfolios worth RM2 billion in total disbursements.Successfully… Show more 1st Malaysian Indian to be involved in the Islamic Banking sector under “Islam Hadhari” concept introduced by the former Malaysian Prime Minister, Tun Abdullah Ahmad Badawi in the year 2004. Merged conventional corporate banking into Islamic banking portfolios 2 years ahead of the original project dateline.Overseen and Managed Corporate and Commercial banking profiles.Increased utilisation of Trade Finance portfolios worth RM2 billion in total disbursements.Successfully managed National-Level Projects whereby, me and my team conceptualised and organised Malaysia’s 1st International Halal Trade Conference.My key strengths in this role was:Commercial Strategy & Corporate PlanningKey Accounts & Modern TradeTrade Marketing & General Trade SourcingRoute-to-Market & Project Management Show less

Managed the Trade Finance Export Operations Team with more than 200 staffs from various parts of Malaysia and the United Kingdom.Migrated trade projects from Europe to Malaysia and vice versa.Pioneered an innovative National Project called “Disaster Recovery Site” to counter-act the early 2000’s bombings of HSBC Bank branches around the world.Achieved the objective of setting-up 2 branch sites for the cost of 1, thus saving 100% capital by running a parallel worldwide… Show more Managed the Trade Finance Export Operations Team with more than 200 staffs from various parts of Malaysia and the United Kingdom.Migrated trade projects from Europe to Malaysia and vice versa.Pioneered an innovative National Project called “Disaster Recovery Site” to counter-act the early 2000’s bombings of HSBC Bank branches around the world.Achieved the objective of setting-up 2 branch sites for the cost of 1, thus saving 100% capital by running a parallel worldwide trade operations back-up recovery system in an event, if a branch is sabotaged/compromised.My key strengths in this role was:Corporate Banking ServicesCommercial Loans & Credit FacilitiesSyndication Loans/Bridging FinanceCustomised Trade SolutionsExport Documents & Documentary CollectionPayments (SWIFT)Foreign Currency AccountsForeign ExchangeTreasury Dealings Show less

Started as a Clerk with ‘Bills Department’ (now known as Trade Finance & Corporate banking) after 3 interview sessions and 2 written tests in late 1999.Obtained 2 scholarships from the Hong Leong Foundation to study certificate and diploma in banking course.Chosen for the nationwide Trade Centralisation Hub Project.Set-up Trade Finance Centres divided into 4 (Northern, Central, Southern & East Coast) regions in Peninsular and 2 Centres in East Malaysia.My key… Show more Started as a Clerk with ‘Bills Department’ (now known as Trade Finance & Corporate banking) after 3 interview sessions and 2 written tests in late 1999.Obtained 2 scholarships from the Hong Leong Foundation to study certificate and diploma in banking course.Chosen for the nationwide Trade Centralisation Hub Project.Set-up Trade Finance Centres divided into 4 (Northern, Central, Southern & East Coast) regions in Peninsular and 2 Centres in East Malaysia.My key strengths in this role was :-Classic/Structured Trade FinancingLetters of Credit & Letters of Credit Advising/ConfirmationNegotiation/Discounting of Documents under Letters of CreditBank/Shipping GuaranteesInvoice FinancingDocumentary CollectionExport Documents Purchase/DiscountingExport Credit-RefinancingPayments/Remittances (RENTAS/SWIFT)Multi-currency Deposits/FCAForeign ExchangeTreasury Dealings Show less