Lalith Kumar Email & Phone Number

Singapore

Singapore

• Key member in delivering Bank’s liquidity internal & external metrics such as LCR, NSFR, CFMR, ALMM, FSA 047/048, Stress testing, Survival horizon etc. Led the team from the front in preparation of metrics, ensure adherence to approved board limits, evaluation of banks risk management framework, Support the delivery the SG MAS capital and liquidity agenda across the region and seeking approval from the board for the renewal of structural limits. Delivered country target of 10% ROTE through process optimisation and standardisation of business process.• Defined finance & operations transformation roadmap that includes delivering operational excellence, new location strategy and proposed TOM, to support an ambitious business growth plans

Singapore

• Played a crucial role in meeting regulatory commitment of 90% Balance sheet coverage in PRA Liquidity reporting.• Worked with Country finance, Balance sheet management, Group/Regional treasury and Technology teams to implement Liquidity reporting and to ensure compliance with Global and Local regulatory requirements.• Followed up with business and other upstream TP system owners to reduce data adjustments and fix data quality issues at source. • Leveraged integrated approach on data, processes, people and technology to design and execute customer centric solutions that drives efficiency and reduces complexity.• Developed Functional specifications, Build test cases/test plans, Manage/execute SIT and UAT testing, Support system releases and go-live events.• Obtained solutions to issues and work closely with IT, Country Finance, Regional and Group treasury to ensure that all business needs are met by the programme.Strategic onsite assignment, Seoul-South Korea Mar to Oct 2019• Effectively led RUBIK programme, a multi-million programme to create two new hubs ASA & GCNA to facilitate smooth flow of capital and Liquidity portability for Asian operations.• Delivered new Liquidity infrastructure that comprises of regulatory reports, Data Quality Assurances, MI Control Pack and Analytics dashboards.• Actively involved in project steering committees to represent and provide project status update to senior management and other project stakeholders through RAID logs, MPR, QPRs etc.• Identify KPIs, KRIs and KCIs aligned with management objectives, risk appetite and regulatory requirements. Analyse the performance of and the effectiveness of controls in mitigating risks.

Singapore

• Realisation of significant RWA savings in excess of GBP500m regional target.• Solely responsible for the delivery of APAC liquidity reporting to the FSA, Singapore is the first country to go-live across the globe, while other regions have started this project a while ago. Also, received Best Performer Cash award and Gift vouchers upon successful completion of projects.• Responsible for end to end delivery of Balance Sheet Substantiation and Account ownership project (BSSAO), thereby monthly sign off of accounts/ledger books and the Account Owners were clearly defined. • Key member of a team to deliver a new group reporting platform as part of Group Ledger consolidation project to APAC finance teams. • Responsible for end-to-end delivery of Liquidity project starting from Balance sheet analysis, project planning, Resource allocation through to submission of liquidity reports (Enhanced mismatch report FSA047/048) to the FSA.

Singapore

• Followed on business deals, compute the Impact on RWA/regulatory capital on account of RBS assets that has come through and reconcile it back to group risk month end BAU numbers.• Mapping of RBS Risk parameters (PD, LGD) to ANZ Risk standards and building interface to ANZ Risk systems.

Singapore

• Analysing the Impact on RWA due to market movements, shift in CRG, ISDA Netting, and other Risk mitigants.• RWA analysis and forecasting, Actuals Vs Forecast analysis, developed excels tools for variance analysis. Analysing MoM RWA movement by Segments, product, CRG, Regions and Country.

Chennai Area, India

• Deriving an ETL rule to be applied in the Credit Data warehouse to ensure the level of accuracy of WB systems data required for BASEL compliant risk model, reporting and Credit MIS.• Analyse exception and rejection reports from the Credit Data Warehouse, ensure appropriate data sourcing changes and make timely delivery of relevant documentation.• Reconciliation of Transaction Processing systems data to GL – ensure accurate and complete coverage of Assets and Contingents for Basel II reporting.

Chennai Area, India

• Handling Housing Loans Sanctions and disbursement, Resolving post disbursement customer queries including pre-closure, part payment, Interest conversion. MIS to the Branch Manager for the comparison of data over the months.

Chennai Area, India

• Conducting Internal audit as well as Statutory audit of the companies. Ascertaining Profit and Loss account and Balance Sheet of the company for the given period & advising on Cost control measures.• Validating Purchase, Sales, Journal, Cash and Bank vouchers & Audit on administration (viz., Supervision, Delegation, Communication, etc) and Performing the following Reconciliation (Bank, Debtors, Creditors, Sales, Purchases, Stock, Excise duty)

Certified Practising Accountant, Accounting And Finance, Obtained Cpa Status

Master Of Business Administration (Mba), Finance And Human Resources, First Class

Diploma In Banking, Banking

Master Of Commerce (Mcom), Commerce And Accounting

Bachelor Of Commerce (Bcom), Commerce And Accounting

A) Top scorer in Higher Secondary B) First class, held college rank in under graduation