Universal Mortgage & Finance, Inc.(UMAFI) has built a strong reputation in the mortgage industry, serving the needs of home buyers, real estate professionals and builders over the past 15 years. Universal Mortgage & Finance, Inc. is suitably equipped with Processing, Underwriting, Closing, Funding and In-house Appraisal Order Management to ensure quality, efficiency and accuracy. UMAFI works with tier one investors and offers a full range of residential loan programs which include: FHA, VA, USDA, Reverses, HARP Refis, 203k Rehabs, Foreign Nationals, FNMA HomePath and Fannie Mae & Freddie Mac Products. UMAFI is growing nationally and has locations serving in the following states: Alabama, Colorado, Delaware, District of Columbia, Florida, Georgia, Indiana, Maryland, Minnesota, New Jersey, Pennsylvania, North Carolina, South Carolina, Tennessee, Texas, Virginia & Washington. 6175 N.W. 153 Street Suite 230, Miami lakes, FL 33014 | Branch NMLS# 1211693 www.umafi.com/miamilakeseast Join Our Team: Back Office Support Positions: Processing, Underwriting, Closing and Post Closing Loan Originators: Universal Mortgage & Finance, Inc. offers loan originators a generous pay scale with incentives on loan volume. UMAFI offers a full range of programs to meet the borrower's needs and a fully automated and paperless process with a prompt turnaround time; averaging 24-48 hours for underwriting conditions and decisions. Contact 305-818-2020email; perezandresluis@gmail.com

I specialize in real estate related matters including title insurance, foreclosure defense, loan modification, short sale negotiations, property tax appeals.

Our focus is on getting you the right loan. We are experienced mortgage professionals that will guide you through the entire process while answering all your questions so that you'll know with confidence that you made the right choice.