Laura Elliott Email & Phone Number

Birmingham, AL, US

Greater Birmingham, Alabama Area

• Responsible for the Credit Products Fulfillment Teams that support the post-approval lending processes within the Corporate Banking Group to ensure a best-in-class experience for both external and internal clients. Key.
• Provided support to following lines of business: Real Estate Banking, Diversified and Specialized Industries, Regions Equipment Finance Corporation, Problem Asset Management, Commercial Banking, and Private Wealth.
• Deep understanding of Corporate Banking and each of the segments of which it is comprised.
• Management of teams consisting of 120 – 200 associates.
• Implementation of Built Technologies platform to align with the bank’s strategic digitization plan. Results included a 50% reduction in funding of draws while increasing efficiencies, streamlined processes, stronger.
• Partnered with Credit Products Underwriting, Capital Markets, Quality Assurance, Training, Technology, Internal Audit, Third Party Risk Management and Business Unit Compliance Partners to ensure optimal alignment and.

Greater Birmingham, Alabama Area

• Responsible for managing the post-approval loan process for Business, Banking and Private Wealth Management, including completing all due diligence to ensure all approval conditions are met, bank policy and regulatory.
• Promoted to group manager in 2013, with additional responsible for delivering all fulfillment functions within the Business Banking and Private Wealth Management Units.
• Cultivated and maintained excellent relationships with senior leaders and business partners across the footprint, serving as a resource to them and their team.
• Responsible for booked loan production produced by the department, including two lines of business, four delivery channels, and sixteen states. In addition to standard transactions, I was responsible for specialty.
• In-depth knowledge of appraisals, title policies, hazard/flood insurance, environmental, Uniform Commercial Code, banking regulations, and organizational structures.
• Responsible for the monthly reporting to senior management, including key service quality indicators, productivity measures, and capacity and error rates for the entire department.

Greater Birmingham, Alabama Area

• Responsible for the day-to-day activities and supporting a team of Business Banking Underwriters. Ensured all team members were fully trained, compliant with the bank's policies and providing excellent customer service.
• Mentored team members by providing guidance related to credit skills and how to seek solutions that would benefit the bank and the client while protecting the loan's integrity.
• Served as an escalation channel and resource for relationship managers and sales management.
• Partnered with Technology to represent the department in a system conversion project, resulting in a successful implementation. Developed and delivered training specifically crafted for departmental needs.

Greater Birmingham, Alabama Area

• Analyzed Business Banking loan applications, reviewed credit and key financial components.
• Consistently maintained high productivity while adhering to the bank's policy.
• Prepared approval documents, loan structuring, & presentations to senior credit leaders.
• Trained new underwriters and assisted with special projects as assigned.

Greater Birmingham, Alabama Area