Alternative financing for individuals, entrepreneurs and small businesses. Offering competitive terms on secured loans.

Mortgage lending, commercial and residential, homeowners and investors. Offering competitive pricing programs from financially strong lenders.

Designed and implemented a world-wide risk management / risk consulting practice; managing strategic risks for a $.9 billion VHA with 6,000 employees, 5,000 events and 900 facilities (offices, service centers, lodging, retail outlets). Directed insurance and legal professionals in a Property, Casualty and Executive Risk insurance program; responsible for design, underwriting, claims management, risk control, risk financing, surety and self-insurance. Collaborated with executives and staff on matters of Privacy, Network Security, Crisis Management, Conflicts of Interest, Intellectual Property, Brand Management, Governance, and Litigation. Managed a $5 million budget and $6 million reserve.

Lead financial, operational and fraud audits of telecommunications, cable and technology companies, domestic and in Asia.

Served as corporate resource to Texaco international subsidiaries and joint ventures in managing operational audits and fraud examinations in mult-million dollar corporations that represented 75% of Texaco's $20 billion annual revenue. Audited all aspects of exploration, producing, refining and marketing operations in more than 25 countries. Consulted with executives to improve internal controls, operations, financial systems and profitability. Assessed adherence to company policies and directives. Obtained working knowledge of the Spanish language.

Involved in all aspects of auditing savings and loan accounting operations