Commercial Banking Graduate
Risk Officer:Risk management role involving assessing types of lending structures, affordability and overall bank risk appetite to conclude a deal that works for both customer and bank. Heavy focus on affordability, sensitivity analysis and getting a clear picture of how the company, industry and wider economic risks effect a company’s performance and their financial impacts, and what mitigation strategies we can put in place to gain comfort over certain deals, whether that be through perfecting the security suite, establishing a better ECAV, covenants, KPIS etc.Global Trade & Receivables Finance BDM:Customer-centric role specializing in working capital finance during a post-COVID economy, involving a thorough understanding of business strategic direction in regard to its working capital plans and how we as a bank can help support financing working capital, either through trade finance via import loans, LCs, Documentary Collections, guarantees, export loans & RF, or a combination of multiple working capital products.Business Specialist:I first started by banking career working to support small everyday businesses typical earning less than £2m in turnover. Role included lending and servicing these types of clients in our Small Business Banking Book.