I have been in the mortgage business almost 20 years and have been a licensed mortgage professional for the past 5 years. I am certified in FHA loans and also do VA and conventional loans. With today's market it is more difficult to get a loan, but there are some great little known products still available. Currently our best product, if the borrower qualifies, is our 100% USDA/Rural Housing loans. These are 100% loans with no monthly MI. My goal is to work with people that truly want a home, and to help them achieve homeownership.Specialties: I am a licensed mortgage professional in the state of Florida and am FHA certified. I have completed the Mortgage Bankers Association Course and many classes and seminars for mortgage products and customer relations.