-Aid in managing and monitoring risk of the Business Capital, Retail Finance, Business Banking, Middle Market and the specialized industries portfolios-Support the Commerical Bank Senior Risk Executive and Risk Managers across the US, providing day to day assistance through the information and processes-Forecast coordinator managing quarterly process to ensure changes to the distressed portion of the portfolio are captured and escalated through the loss forecasting and allowance models -Prepare FAS91 Allocations and Cost Allocations for GCB and Business Banking Risk Organizations-Primary point of contact for Tableau dashboard owned by Local Markets Credit Risk-Provides portfolio analysis and review through recurring and ad hoc routines, supporting meetings with regulators, senior business and credit leads, industry specialist, audit, etc-Coordinate monitoring efforts across the Local Markets organization for specific needs based on economic market changes -Local manager for GR MAP associates dedicated to the team, responsible for onboarding, training, weekly status updates and performance input-Serve as secretary/coordinator for the Business Capital/Retail Finance and Dealer Financial Services for routine Commercial Policy Council meetings-Manage several operational excellence projects which allowed for automation of highly intensive manual processes provided by the local markets business support team

-Supervised two reporting analysts primarily charged with providing portfolio management reporting, data mining, risk policy, and loss forecasting-Coordinated preparation and production of monthly Credit Review Committee packages-Coordinated monthly Credit Review Meeting, maintain record of follow up requirements -Coordinated visitation including file and report production from outside examining authorities including the Federal Reserve, Nations Bank, Credit Review, outside Auditors, and internal Audit-Originate distribution finance credit reporting for upstream reporting to Nations Bank to include FAS114 analysis and quarterly portfolio review analysis -Participated in the design of and managed implementation and monitoring of commercial risk assessment models

-Develop line of business portfolio reviews that improved management of portfolios and reduced losses-Designed and developed an automated portfolio review system that improved accuracy that saves more than 150 hours of manual processing each quarter-Facilitate the creation of new loan policies and the revision of 15 existing line of business policies to assure quality credit decisions-Support relationship managers by developing and implementing analyses of 20 industries-Trained and developed department managers along with guiding the development of employees-Automated the credit inquiry system which reduced expenses significantly

-Decentralized the central credit files area and reemployed displaced employees within the organization -Created training package and procedures manual and trained more than 300 relationship managers and administrative support personal-Restructured the credit inquiry function by automating forms and developing procedures which enabled a statewide consolidation -Served as liaison and negotiated annual loan pricing and coordinate training of relationship managers on the pricing software.