Lis Rivas Email & Phone Number

White Plains, New York, United States

Connecticut, United States

Personal NMLS1383789 Branch NMLS1670848 Company NMLS3029 Equal Housing Opportunitynmlsconsumeraccess.org46 Miller Street Fairfield, CT 06824

Fairfield County, Connecticut, United States

 Build rapport during initial borrower conversation and profile for mortgage needs prior to delivering initial mortgage quote Complete a comprehensive mortgage application in order to properly qualify borrower and determine documentation requirements Review credit report, run AUS, and update/confirm application information with borrower Select the appropriate lender, program, rate, price and fees based on industry expertise and borrower information » Consult with MC upfront regarding structure and approvability concerns Complete the Itemization to ensure accurate disclosure Research investor requirements to confirm loan eligibility, check UW turn times, and lock loan Verbally set expectations with borrower regarding supporting documentation requirements Educate borrower about today’s lending environment, introduce your team and obtain commitment to return completed application package and all requested documentation within 24 hours

Greater New York City Area

- Promoted Envoy's products to Real Estate Agents, Home Buyers, and other lead sources by developing in-depth knowledge of Envoy's products, systems and competitive advantages.- Responsible for the development of leads - Requested and gathered relevant information/documents from the borrower to complete the application, its structure and all loan disclosures. In coordination with processing as well as underwriting.- Monitored the process and communicated effectively with the borrower and all other parties to the transaction on the status of the loan- Attended Open Houses, Realtor Sales Meetings and other appropriate business functions.- Complied with local, state and federal laws regarding mortgage industry, guidelines and practices.- Conducted business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind.

Danbury, Connecticut

Originated mortgage loans by establishing client relationships, maintaining referral partners, and marketing to potential new sources.Took full and accurate loan applications.Disclosed properly and on time-based on 6 pieces of required information.Worked closely with processors and underwriters to expedite loan approval process.Communicate clearly and frequently with the client and related third parties involved in the transaction.Attended required meetings and trainings at both the branch and corporate level.Continually market to individual database.Completed yearly NMLS continuing education requirements.Set proper expectations with clients and referral partners.Province Mortgage Associates, Inc. (NMLS # 2861)50 Office Parkway, East, Providence, RI 02914Phone: (401) 490-4400Web: http://www.provincemortgage.comProvince Mortgage Associates, Inc. NMLS # 2861RI Licensed Mortgage Lender and Broker | MA Licensed Broker and Lender #MC2861, as a broker we arrange, but do not make loansCT Licensed Mortgage Correspondent Lender | NH Mortgage Banker NMLS ID # 2861 | Florida Mortgage Lender MLD1449 , EQUAL HOUSING LENDER

Established and carried out daily operations procedures to ensure branch operates in accordance with bank policies and procedures: • Assisted the Teller Manager in organizing the daily activities of the teller line to ensure adequate coverage and efficient operations. Provided direction and assistance to staff and participates in periodic performance reviews. • Provided pleasant and professional atmosphere for customers to do their banking. Opened and cross-sold bank products to new and existing customers using a “ needs based” selling approach. • Assisted customers in general banking questions and day–to-day problems in a timely, pleasant and accurate way. • Troubleshooted and resolved customer problems and complaints. • Provided sales support to branch manager utilizing sales coaching techniques to ensure established branch goals are attained. • Was aware of and complied with CRA guidelines and policies and the bank’s non-discrimination policy. • Responsible for keeping branch marketing materials up to date and achieve a satisfactory marketing audit.

Danbury

Support platform staff by opening new accounts and handling basic transactions.•Consistently meet/exceed all sales goals and customer service standards. •Model behavior consistent with the Webster Sales and Service Process.•Promote alternative delivery of services and other marketing initiatives as required.•Proactively profile customer needs and match our products’ features & benefits to those needs.•Take ownership of the customer experience.•Participate in branch/market team meetings and sales events as scheduled.•Utilize internal business partners to strengthen existing customer relationships and target new prospects.•Actively retain customers: inquire about large withdrawals and customer

Danbury, Ct

• Demonstrated exceptional prospecting skills by generating extensive client base through aggressive marketing and personal referrals from satisfied buyers and sellers• Displayed superior talent in effectively communicating with sellers, buyers, banks and mortgage lenders• Advised and informed prospective clients on current market activities/condition and the negotiation process of real estate transactions• Converted prospects to closed sales for clients located throughout Fairfield County, CT area• Showed residential properties and demonstrated the features and benefits of available homes while providing close, personal client attention and tenacious follow-up to ensure best service

Bachelor Of Business Administration (Bba), Management (Option Of Small Business And Entrepreneurship) With A Minor In Marketing

Activities and Societies: Vice President of the National Society of Leadership and Success Event Coordinator for the LASO (Latin American.

Real Estate License, Real Estate License