Senior Software Engineer
CurrentAmigo Loans offered guarantor loans until 2020 and unsecured loans under the RewardRate brand from 2022.My role at Amigo Loans involves driving projects forward, developing high-quality, innovative and reliable software solutions and mentoring junior team members. Below are some examples of past projects.* Led three developers in the development of REST APIs to integrate with Mambu and Salesforce, allowing us to outsource loan management after origination.* Lead developer on Amigo’s international Azure based loan book, which was managing loans worth 2.3m Euros for Amigo Ireland 4 months after delivery.* Delivered the ability to pay full refunds totalling over £79 million to Creditors as part of the Amigo Loans Scheme of Arrangement.* Added split test capability to the messaging system, which enabled long running communication cycles to have multiple versions, this enabled an increase in sales conversion and a reduction in the number of customers falling into arrears.* Designed and implemented the card payment system, utilising extensive multithreading, which regularly processed £6 million a day.* Extended the direct debit system to facilitate ad-hoc payments along with a communication cycle which enabled customers to get out of arrears and reduced delinquency rates. * Optimized the overnight interest calculations for the loan book improving robustness and reducing the process to minutes instead of hours. Later, enhanced interest calculations and projections to allow for interest caps and retrospectively calculated interest caps for all live loans.* Overhauled the Direct Marketing system providing the ability to create campaigns for particular demographics resulting in an increase in lead conversion.