Lori Patterson Email & Phone Number

Queen Creek, Arizona, United States

Greenwood Village, Co

Complete and verify specific loan information in proprietary software programManage Closing QueuePerform pre-closing audit of loan fileDraw closing documentsCommunicate with closing agent, loan officer and processorDevelop product knowledge and state specific knowledgeMaintain company service standardsReview outstanding underwriting conditions and add any applicable closing conditionsFull review of preliminary title commitment

Denver, Co

Prepare commercial loan documentation for a variety of commercial loans across the United StatesDaily communication with Regional Commercial Banking Offices to gather necessary information to fulfill documentation requestEnsure quality and accuracy of loan documentationForward documentation to Quality Assurance to verify documents prepared are acceptableWork closely with legal department to ensure documents meet state guidelines when necessaryAssist with month end bookings

Parker, Co

Processed loans approved by an Underwriter or an automated decisioning systemVerified conditions of approval which included customer income and assets documentationResolved routine title issues including, but not limited to vesting issues, child support liens, judgment liens and mechanic liensProcessed subordinationsResolved appraisal disputesMaintained a high level of customer service by being proactive in communication with customers, sales partners, banking center associates and realtors

Process real estate loans and perform a variety of loan documentation duties.Processed all FHA and Conventional loans according to program guidelinesOrdered appraisals, title commitments, and home owner's insuranceProcessed a pipeline of at least 50 files per monthOrder all required verifications, documentation and subsequent follow ups Responsible for maintaining daily reports and loan statusLiason between loan officers and borrowersEnsure data integrity on real estate applications by re-reviewing underwriter's cash flow Cleared approval and closing conditionsInvolved in training new employees and provided valuable feedback on areas for process improvements within the department

Supervised a staff providing loan support. Functions Included: reviewing, documenting,closing and disbursing loansManaged unit's work flowEnsured that unit procedures were current and in compliance with government regulations and Wells Fargo Financial policiesManaged quality control. The teams total average result for quality in 2006 was 99.69%Performed special projects when necessary which included creating and maintainingdocuments. Trained under-performers on how to use shortcuts and technology to make themselves faster at "booking" files. Participated in budget process Involved in reserving meeting rooms, scheduled meetings and events with staff dailyInvolved in the hiring process of both internal and external candidates Attended job fairs at the local colleges to help promote Wells Fargo employment opportunities.Worked with Staff Management daily on opening up new job postings as well as managing the staffs payroll, time cards, and merit increases.Assisted with orientations and exit interviews for the human resources department; Taught employees new and efficient ways to perform their jobs.

Reviewed, analyzed, approved, and underwrote consumer requests within Wells Fargo Financial credit policy and lending matrices.Evaluated and ensure overall loan documents were accurate, complete, and compliant Reviewed financial statements, credit reports, debt and loan-to-value ratios, and other supporting documentationDaily communications with branches to gather information, make appropriate decisions, and explain rationale behind credit decisionsDetermined acceptability of a loan using an automated scoring system or traditional underwriting

Maintained quality results by limiting the percentage of errors on loans that were cash flowed and approved. My average quality rating was 99.17%.Provided consistent production results by processing 2 to 3 cash flows or approvals per hour. My overall production averaged 15.21 units per day in this area.Helped meet team goals and overall team success by working overtime when necessary and took on extra responsibility to help co-workers.Involved in training new employees and provided valuable feedback on areas for process improvements within the department.

Assembled, organized, and shipped post-funding files and collateral packages to ensure required documentation was met for outside InvestorsCompleted all post-close conditions for each Investor to ensure a quick purchase turnaround timeCommunicated with Title companies and borrowers to obtain necessary documentation that is needed for an Investor to purchase a fileMaintained the warehouse bank funds on a daily basis by making sure they have received the necessary documentation needed in order to pay down each file that has been purchased by an investorLiaison and mediator to loan processors and loan officersAssisted with end-of-month funding.

High School Diploma Advanced Placement, Business; Included Finance, Business Law, Leadership Theory, And Management

Loan Processing/Originating Certificate, Mortgage

Loan Processing/Originating Certificate in Mortgage from American School of Mortgage, Henderson NV (2003)

Medical Transcriber