Louise Coetzee Email & Phone Number

Accountable to ensure that financial crime and fraud prevention models are designed in adherence to regulatory compliance, risk mitigation, and loss prevention from financial crime. Member of Financial Crime Technical Committee who reviews all financial crime risk models for effectiveness, appropriateness and fit for purpose before implementation in FirstRand. Act as Analytics Representative for creating a single risk rating for customers in FirstRand and consolidating AML models across different business units in FirstRand. Report to the Chief Data Officer who reports to the Chief Risk Officer (CRO) with multiple dotted lines reporting to the Head of Fraud, Regulatory & Compliance Head, CRO, and Chief Data & Analytics Officer in FirstRand. Intermitted management of a team (3) consisting of data analysts and scoring specialists.Key Responsibilities • Lead team in developing profile creation models to predict the probability of money laundering (AML) for existing customers (ongoing) and identify fraud at vehicle finance application stage for new customers (onboarding) to increase preventions and detection.• Engage with system and data architects during model implementation stage.• Identify areas for improving reporting and lead the design and implementation of reports/dashboards in PowerBI to indicate fraud numbers/values for risk committees.• Provide analytics for quarterly Regulator questionnaires and assist with day-to-day data requirements for fraud investigations and financial crime risk team by matching warehouse data on existing fraud cases and looking for specific trends on dealers/vehicles/customer.• Write specs for fraud and AML models and liaise with technical teams for implementation and testing.• Work closely with the regulatory/compliance, fraud and analytics teams. Key Contribution• Oversaw the Preventions team (4 Fraud Analysts) who investigated fraud queries/concerns on vehicle applications before the customer is onboarded (2017 – 2020)

Evaluate financial risks that could potentially impact company with credit scoring models, extracting data, building scorecards, obtaining signoff from technical committee, to writing specs and testing. Stakeholders include Sales division (regional managers, operations managers, Business heads) as well as Senior Management including CEO, CFO and CRO. Report to Head of Credit Scoring who reported to the CRO.Key Contributions • Develop credit scorecards for Vehicle finance applications to minimise bad debt and optimise approval rates using Paragon Modeller. • Responsible for model governance and sign off process at business and technical committee, writing specs, model testing before deployment and model monitoring. • Translating numbers and facts to inform strategic business decisions for managerial action. • Responsible for data management activities such as collection (internal and external/bureau data), cleansing, standardisation, and mining for scorecard development. • Liaising with credit bureau for data. • Report generation on a weekly, monthly, and quarterly basis. • Train junior analysts joining the team.

Wesbank Leadership Certificate Programme

Forensic & Investigative Auditing Programme (Centre Of Accounting Studies)

Master Of Science - Ms, Business Mathematics & Informatics

Bsc, Business Mathematics & Informatics