Luis Vargas Email & Phone Number

Santee, CA, US

Mountain View, CA, US

Supporting the teams that make sure trust is not lost when payments go wrong.

Menlo Park, CA, US

I supported the amazing engineering teams (gateway, funds flow, and financial records) that enabled all money movement for payment use cases within Meta’s family of apps. Servicing over two dozen use cases including Ads postpaid billing, P2P, donations, balance top up, marketplace, shops, games, recurring subscriptions, hardware, AR/VR, etc. I get to.

Los Gatos, CA, US

- Help shape the global company's payments strategy. Manage relationships with payments processing partners across the LATAM region.- Research and establish payment partnerships to support Netflix global expansion- Expanding the company's ability to process consumer payment transactions across multiple markets in Latin America- Developing strategies for.

San Jose, CA, US

Multimillion dollar vendor and relationship management responsibilities: First Data, STAR, NYCE, MasterCard, Meta Payments systems, The Bancorp BankSubject matter expert on decoupled debit card issuing, and e-commerce PIN-less debit acquiring

Foster City, California, US

• Business debit and credit product expert and strategy consultant to the P&L owners to three of the top five issuers in North America (approx. $36 B in annual sales)
• Look for opportunities to gain market share by penetrating the $4.46 Trillion that US Small Businesses spend through invoices, cash and checks
• Provide thought leadership to maximize revenue at issuer’s debit and credit portfolios
• Explore and analyze key portfolio metrics to uncover pockets of opportunity in client's portfolios
• Serve as consultant representing VISA when working with partner issuer institutions
• Manage vendors to execute on strategy based on issuer’s portfolios opportunity analysis

New York, NY, US

• Managed a team of four senior managers with overall responsibility for the risk and security strategy of the American Express Global Network.
• Developed sales strategies to place products such as Dynamic Fraud Models and Dynamic Fraud Mitigation rules with issuing institutions part of the American Express Global Network
• Generated innovative ideas to reduce fraud and at the same time increase revenue opportunities for the network. Examples included the development of an anti-Phishing program.
• Managed key network security processes such as Mass Data Compromise response that saves network participants an approximate $26 MM in annual gross fraud losses.
• Interacted with all levels of management at issuing and acquiring institutions in the network.
• Planned and held seminars to provide updated information on fraud and compliance programs to ensure that network participants are aware of fraud prevention programs and techniques.

New York, NY, US

• Developed a consultative selling relationship with the 4th largest American Express independent operator in Latin America which culminated in a contract worth $1.1 MM. in direct revenue and a commitment to grow annual.
• Priced and managed a $1.3 MM. service level agreement to support risk and information management needs for four network issuers spread across Europe and the Middle East.
• Increased the profitability of the top 17th issuer’s in the network by 29%, by identifying and leading a task force to address an $88 MM. opportunity in disrupted transactions.
• Developed and implemented pricing strategy based on competitive intelligence, cost analysis, and indirect revenue generation.
• Consulted and interacted with senior executives (CEO, COO, and CCO) at Financial Services Institutions.
• Developed business cases and value stories for proposals to prospect issuing banks.

New York, NY, US

• Major responsibilities: Development and testing of new product configurations, product improvements, pricing, positioning and acquisition strategies. As well as product profitability analyses, key behavior forecasting.
• Managed three premium product developments in Latin America.
• Managed twelve card product launches in nine markets.
• Designed and implemented pre-approved merchant cross-sell strategies in Taiwan, HK, Australia, and New Zealand.
• Performed risk sensitivity analyses to drive pricing strategy for the roll-out of new cash services at three international airports.
• Trained and developed four managers to transfer the new product development function to the company’s regional offices in Toronto, Singapore, and Florida.

New York, NY, US

Major responsibilities: Research of acquisition best practices across markets, prioritization of acquisition tests to find profitability pockets in unexplored prospect segments, support in the design and development of a vintage analysis tracking tool to drive acquisition growth, design and deployment of new acquisition infrastructure in international.

Management of large operation teams in the areas of Authorizations and New Accounts underwriting.

Mba, Global Business, Marketing & Finance

B.S., Accounting And Finance