Luiz Henrique Lobo Email & Phone Number

São Paulo, Sp, Br

São Paulo

Membro do Comissão de Gerenciamento de Riscos Corporativos do IBGC

São Paulo Area, Brazil

São Paulo, Brazil

Belo Horizonte, Minas Gerais, Brasil

São Paulo, Brazil

Banco Pan

 Responsible for structuring new Hedge Accounting programs to minimize the P&L and Balance Sheet volatility. Restructuring of the Risk Management area: market, credit, liquidity, and capital (Basel 3), with the implementation of a new compliance program, and improvements in the processes of prevention of anti-money laundering (AML). Responsible for the area and new process of business continuity management (BCM), focusing on the security of systems, physical space and processes and people. Monitoring of the wholesale and retail credit portfolio of the bank, with the main indicators of defaults, guarantees, recovery, etc. Structuring a new corporate database with all bank information for risk management but with market intelligence to be used and shared in multi-disciplinary work to extract and aggregate raw data value in credit recovery projects, CRM, etc. Responsible for centralizing the relationship with regulatory agencies (Central Bank) and meeting their demand. Implementation of management and controls of the bank's liquidity and ALM. Creation and control of treasury limits and local regulatory reports (DRM, DRL, DLO, Central Bank Risk database, etc.), Validation of Internal Models from several other areas of the Bank.

São Paulo Area, Brazil

- Head of Enterprise Data Management and Corporate ActionsCreating a new department and process to capture and share market information by all departments and systems.Implement and run all corporate actions process globally for equities, fixed income and derivatives for local and global positions.- Head of Valuation and Liquidity RiskDevelop internal calculation Lib with several functions to price all instruments globally.Create Internal Pricing Manual for all global instruments with methodologies, curves and price sources (Accruak and Market to Market).Implement Basel 3 requeriments locally in Latam countries.Create Finance Manuals to formalize all processes and accounting policies.

São Paulo Area, Brazil

- Responsible for restructuring the Market and Liquidity Risk and ALM department. With improvements in processes, controls, reports and systems with the hire and training of a new team of four persons directly in Brazil.- Structuring of new risk policies and limits operational and liquidity risks, with alignment and participation in the formulation of global strategies, with the implementation of the regulation of BC and liquidity contingency plans.- Responsible for planning and development of the DZero project closure in all areas of the institution.

São Paulo Area, Brazil

- Manager the project to implement a new Front Office system integrated to all BO and Risk systems, restructuring the treasury processes and controls.

São Paulo Area, Brazil

- Managed sales department, responsible for the relationship with customers, technical support in Brazil and Latin America with a time of 4 people in Brazil.- Developed and implemented the restructuring of the Area of Trade and Risk Management in Brazil and Latin America.- Made the products Kondor and JRisk well known in the local market, and improve relationships with customers and the market, working and deploying the customers demands.- Defined, planned and implemented a strategy to develop and improve the futures market clients in sectors of banks, Assets, a Pension Fund, Insurance Companies and not financial, with sales of $ 1 million and more than $ 10 million in pipeline for 2007/2008.- Revised and created a new marketing policy and sales strategy, with the organizations and participation in several market events.

São Paulo Area, Brazil

- Structured and opened RiskControl office in Sao Paulo, to better serve the São Paulo financial market.- Improved relations and answered the demands of current customers, and has increased the market perception for prospects in sectors of Financial institutions, Assets, Pension Fund, Insurance and Top 500 Companies with sales exceeding $ 1 million.- Developed new features of the modules of the system: Back Office, Accounting, Market Risk, Limit Control, ALM, Results Management, Performance Analysis, etc.- Revised and created a new marketing and sales strategy.

São Paulo Area, Brazil

- Developed and implemented a new Treasury with trading desk, middlle and risk management to support all the treasury trades (Cash $ 800mm, Liabilities $ 2 bi, Hedging (Currency, interest and Commodities), repurchase shares plans, Banking Relationship). - Developed, implemented and manage the internal control and market risk system (VaR, Stress Test, Analysis Sensitivities, Back-test), and also back and middle system (P&L Management, Accounting, Cash Flow, Settlement).- Coordinated all the corporate control of the Market Risk and Cash Management in Latam.- Managed the financial cash flow projections, short term cash management and asset allocation locally and offshore.- Participated in the structuring and issuance of financial liabilities (Two Global Bonds $ 1 bi, several banks loans US$ 315 mm, and also BNDES loans US$ 500 mm).- Responsible for acontrols, reports and detail explanation of Balance sheets, ITR, SEC (20F), delivering always accurate and on time.

São Paulo Area, Brazil

- Developed and implemented the Internal Control and Market Risk systems (VaR, Stress Test, Analysis Sensitivities, Back-test) for: interest, foreign exchange, fixed income, equities, and Derivatives.- Coordinated market risk control for all Latin America (Argentina, Chile and Mexico).- Was responsible for all the controls and reports of capital allocation of and also to regulators (Brazil and Europe).- Implemented and revised the risk policy, with limits and the review and approval of new products (NPA).- Implemented a new policy for economical and regulatory capital allocation, and the performance analysis for trading desks.- Developed and implemented a database of quotes and corporate rates of historic market and economic indicators, analysis and statistical calculations.- Developed and implemented a database of corporate transactions and positions of all internal areas.- Was responsible for the internal transfer price and for mark to market price.

Rio De Janeiro Area, Brazil

- Developed and implemented a new Market Risk department with new systems and controls (VaR, Stress Test, Analysis of sensitivity, limits, Back-Test) for the Treasury (Interest, Exchange, Stock, Bradies, etc) and Funds administered by the Local Asset Management.- Coordinated and implemented the new risk policy and corporate risk analysis and the review and approval of new products.- Created and managed allocation of economical and regulatory capital process, and performance analysis (Risk X Return) for the trading desk.- Developed and implemented a database of quotes and corporate rates historic market and economic indicators, analysis and statistical calculations.- Developed and implemented a database of corporate transactions and positions of all internal areas.- Developed and implemented new pricing methods fot options, futures, swaps, securities, TDA. - Negotiated and managed a portfolio of money market (Public Securities and Repos) and interbank (CDI).

Master Of Business Administration (M.B.A.), Finance

Engineer’S Degree, Civil And Economic Engeneer

High School, Turma Tecnológica

Primeiro Grau

Bacharelado Em Engenharia, Civil E Produção