Luke Baker Email & Phone Number

Glencoe, Minnesota, United States

• Lead and manage the credit department & credit analyst team• Compile and review various reports to help assess and manage the risk of the bank’s overall loan portfolio & deposit base • Review and analyze financial statements and other information collected from borrowers to assess potential credit risk• Underwrite loan requests and reviews for approval as needed, providing written analysis and documentation outlining the credit worthiness and financial health of borrowers

Glencoe, Minnesota

• Review and interpret corporate financial statements and tax returns to develop an initial assessment of the strengths and weaknesses of borrower's based on historical financial performance• Prepare written analysis and documentation outlining the credit worthiness and financial health of borrowers• Analyze the complex financials of real estate, commercial, and agricultural borrowers to create an easy to understand presentation for review by senior management.• Research trends in specific industries and the overall economy to identify how various borrowers may be impacted in the future.

Greater Minneapolis-St. Paul Area

• Arranged inventory items in a logical manner in the warehouse, improving worker efficiency and reducing time to fill orders• Inspected incoming merchandise shipments from suppliers for defects and damage, ensuring the product received by the customer is of the highest quality• Entered purchase order data into the inventory management system, allowing inventory levels to be accurately represented and monitored • Delivered products from the central warehouse to the two local bookstore locations

Granite Falls, Minnesota

• Helped construct one complete custom log home for a customer, roughly 2500 square feet of living space• Constructed exterior and interior walls, installed exterior doors and windows• Communicated with fellow workers while problem solving and troubleshooting design and construction setbacks as they arose, thus we were able to minimize setbacks and keep the project on schedule

Granite Falls Minnesota

• Worked on a farm site gathering experience working with others sweeping out grain bins, barns, and other out buildings• Analyzed situations and communicated with the farmer and other workers to solve problems related to grain storage shed foundation construction• Developed an efficient way to work independently in the field picking rock without supervision, allowing the farmer to complete larger projects

Bachelor Of Science (B.S.), Finance

Activities and Societies: Stock Traders Club XC Ski Team

Business

Semester Study Abroad Program Studied business, acquired an overview of European practices, and visited with local companies.