Lu Yao Email & Phone Number

Shanghai City, China

Senior Associate, Assurance - Financial Services practice• Engaged in auditing work on 1 large state-owned joint-stock commercial bank, more than 20 subsidiaries of bank, which provide investment management and securities related services, 1 foreign bank, 1 internet financial company, 1 financial leasing company; in charge of more than 3 audit projects• Assessed audit risk, planed, managed and executed audit projects, communicated and collaborated with clients and team members, examined and analyzed accounting records to determine fairness and accuracy of financial reports• Updated with latest industry and accounting standards, familiar with regulations for credit and investment in banking industry, handled various complex accounting issues including stock investment, credit of loans, and business combination• Exposed to high-pressure work environment and maintained multi-functional; assessed as outstanding performance for two years

Nanjing, Jiangsu, China

• Assisted 190 offshore clients by checking their accounts through online system or confirm letters• Collected background information and conducted financial ratio analysis of more than 40 clients to assess their credit qualification for applying for import letter of credit• Checked terms and conditions on 100 export letters of credit and recorded into bank’s data base

Shanghai City, China

•Engaged in semiannual auditing work for two clients in automotive industry and mining industry •Participated in interviews with client management and obtained more than 20 written confirmations of Receivables to assess effectiveness of client company’s internal control procedures regarding Receivables•Cooperated with two colleagues to finish casting job for 4 client companies’ semi auditing reports

Nanjing, Jiangsu, China

• Chaired a three intern team to conduct product and customer profitability analysis, identified low margin products and customers, and proposed new pricing opportunities and redesigned product matrix• Checked reimbursement of employees’ travel expense and general purchasing invoice• Prepared financial analysis report for senior management and conducted analysis for SG&A Expenses

Hong Kong

•Organized a road-show for a new product 101 Insurance Plan, presented the strength and core competitiveness of the new product compared with other competitors, gained positive feedback from potential customers•Collaborated with four colleagues to participate in an investment portfolio designing competition, conducted target customer analysis and expected return analysis, gained award of excellence and recommendation letter from department manager

Master'S Degree, Accounting

Activities and Societies: CBSAA(Chinese Business Students & Alumni Association), IEP(Illinois Educational Presentations)

Bachelor Of Business Administration (Bba), Accounting, 3.7/4.0

Activities and Societies: Alumni Association, Orna-life' Entrepreneur Team, HCIA Student Association, Volunteer Team President, Alumni.

Exchange Study, Economics

Core Courses: Personal Finance, Economic Development