2009 - 2010 Verity Credit Union Seattle, WashingtonForeclosures and Disposition of REO (increased resale of REO by a minimum of 10%, short sales, collection, loss mitt, bankruptcy 98% re-affirmation rate, Policy and Procedures, Charged off loans,

 Assist President in developing business opportunities for a new Settlement Services Company Responsible for training both internal and external, to include Valuation 2006 Develop policies and procedures Train Mortgage Brokers to finance homes for sale to the GSE’s.  Manage accounts receivable department for over 1000 individual customers, including collections, small claims courts and judgments. Reduce accounts receivable by 64% in two months

Developed proprietary database used as the basis for factory built identification and valuation, and developed internal valuation process for factory homes Work with Fannie Mae, Freddie Mac, and internal credit policy to establish credit, collateral and appraisal guidelines for factory built housing Participate in industry and national forums regarding manufactured housing issues and challenges; to include participation in a roundtable discussion with members of the U.S. Congress as an… Show more Developed proprietary database used as the basis for factory built identification and valuation, and developed internal valuation process for factory homes Work with Fannie Mae, Freddie Mac, and internal credit policy to establish credit, collateral and appraisal guidelines for factory built housing Participate in industry and national forums regarding manufactured housing issues and challenges; to include participation in a roundtable discussion with members of the U.S. Congress as an invited speaker and asked to participate as a Board member of the Fannie Mae Advisory Board for Factory Built HousingMonitor federal and state legislation regarding factory built, to include state processes for title elimination Work with internal Government Relations to provide a legislative proposal for factory built legislationManage day-to-day activities of factory housing lending; to include working with correspondents, brokers, retail originators, processors, underwriters, and appraisers Show less

Worked with small investors to recover funds Provided Profit and Loss statements to Chapter 13 (Worked with Judge Glover) Removed small business owners from the day to day operations who have not proven the ability to run a small business Continued operation of small business until investors were fully repaid Accomplishments: