Assist the Product Manager with Risk Management Software Work cross-functionally to continuously improve product discovery, development, integration, and launch efforts to effectively drive the business forward. Circulate the Monthly Dashboard for Risk Department Making the Monthly TAT (Turn Around Time) Manage Countrywide Risk Department Performance

Responsibilities• Work directly with system engineers, project manager, developers, testers, and clients to define features and technical user stories• Work closely with development teams to ensure the output to be aligned with expectations.• Being the voice of the customer and providing a business perspective on value during day-to-day development.• Apply industry experience in FinTech to create and design products which are attractive and marketable to banking… Show more Responsibilities• Work directly with system engineers, project manager, developers, testers, and clients to define features and technical user stories• Work closely with development teams to ensure the output to be aligned with expectations.• Being the voice of the customer and providing a business perspective on value during day-to-day development.• Apply industry experience in FinTech to create and design products which are attractive and marketable to banking customers.• Align and drive a cross-functional team of engineers, data scientists, and designers on product mission and roadmap.• Lead setting objectives and key results across products and in alignment with business leadership, product, and other cross-functional stakeholders.• Assisting Project Manager in discovery process to understand customer needs and requirements. Generate detailed user stories that drive prototype development and operational changes• Continuously evolve based on product lifecycle status and external events that impact the business.• Work cross-functionally to continuously improve product discovery, development, and integration and launch efforts to effectively drive the business forward.• Managed Project Weekly Status & Project Steering Committee Meetings & Reporting.• Managed Product Risk & Issues and Actions / Decisions Log in “JIRA”.• Design effective test cases / scenarios, ensuring complete product with respect to user scenarios.• Feature prioritization based on customer business value.• Coordinating with the QA team to develop plans to test business and functional processes Show less

• Retrieve, manipulate and analyze information from Load Data Improvement (LDI) database and organize and present the data using charts, graphs and tabular reports• Provide expertise to acquire, manage, manipulate, and analyze the data, report results and identify trends.• Develop graphs, reports and presentations for the results• Produce useful insight and valuable information from various raw data sources• Design and maintain processes for data measurement, tracking, reporting… Show more • Retrieve, manipulate and analyze information from Load Data Improvement (LDI) database and organize and present the data using charts, graphs and tabular reports• Provide expertise to acquire, manage, manipulate, and analyze the data, report results and identify trends.• Develop graphs, reports and presentations for the results• Produce useful insight and valuable information from various raw data sources• Design and maintain processes for data measurement, tracking, reporting and analyzing.• Undertaking detailed analysis of various portfolios.• Analyze historical and projected financial numbers• Identify any inconsistency and bringing them to the attention of senior managers• Maintaining internal MIS and Reporting System• Automated various manual reports through system• Making the monthly Branchless Banking MIS’s (Easy Paisa, money transfer ,etc)• Comparison the transaction of Tameer Bank Branches, Retailer, Franchises ,Subscriber• Making the Monthly Business MIS Pack (including Branchless Banking MIS)• Analysis and Forecasting the Budget for next 3 to 5 years• Staff KPI’s• Incentives ratio against sales / collection & Operation Staff• Making the Daily MIS’s of Deposit, Delinquency, ENR, Sales, Collection• Monthly Comparison Ratio against Plan vs. Actual Performance of the Business.• Analysis Profit & Loss Ratio against Branch Performance, Recovery officer Performance, Operation Staff Performance Show less

• Budgeting and forecasting of the Business• Making the Presentation to the BOD’s Meeting• Preparing the all Documents related of State Bank• Analysis the all product delinquency, productivity, cost of income and profitability• Analysis the Collection, Sales, Deposit and Delinquency region wise, City wise, Branch wise• Coordinate with GED (General Executive Director) and provide him different type of MIS as per his requirement• Monitoring Budgeted expenses of Business… Show more • Budgeting and forecasting of the Business• Making the Presentation to the BOD’s Meeting• Preparing the all Documents related of State Bank• Analysis the all product delinquency, productivity, cost of income and profitability• Analysis the Collection, Sales, Deposit and Delinquency region wise, City wise, Branch wise• Coordinate with GED (General Executive Director) and provide him different type of MIS as per his requirement• Monitoring Budgeted expenses of Business along with the Revenue forecast, projections up to 5 years Restructuring MIS’s Modules of Portfolio based Analysis Show less

• Create & develop the Collection, Sales, Recovery Officer wise Daily Reports in Countrywide• Maintained & monitor the Recovery Officer Performance & giving the monthly Targets• prepare the monthly Bonus of Recovery Officers, Sales Officers, Operation Staff, Liability Staff• Making the monthly Operation Staff Performance (Cash Officers, Customer Services Officers, Operation Managers)• Rollout the DMS (Debt Management System) of the All Branches.• Updating of the required… Show more • Create & develop the Collection, Sales, Recovery Officer wise Daily Reports in Countrywide• Maintained & monitor the Recovery Officer Performance & giving the monthly Targets• prepare the monthly Bonus of Recovery Officers, Sales Officers, Operation Staff, Liability Staff• Making the monthly Operation Staff Performance (Cash Officers, Customer Services Officers, Operation Managers)• Rollout the DMS (Debt Management System) of the All Branches.• Updating of the required Reports of DMS (Debt Management System)• Associated with development of Processes and Budgets for Departments.• Handling Branch Compliance.• Capacity Planning.• Daily Countrywide Branches Resolution/Accounts Resolved/Remaining Accounts/Delinquency Resolution, Was is, Deposit wise Report• Prepare Non-starter Accounts MIS for all branches and send to branches• Prepare Last EMI Accounts MIS for all branches and send to branches.• Prepare Link Accounts Balance MIS for branches.• Prepare summary reports of above maintained MIS.• Coordinate with Business HEAD and provide him different type of MIS as per his requirement. (Due accounts and paid accounts details etc. Show less

• Prepare the daily merchant sales MIS• Maintained the Data base of countrywide Merchant’s record & Interest Rates.• Daily maintain the Recovery Manager’s / Recovery Officers wise report & last month Comparison• Monthly prepare the AML of Merchants• Prepare & send to Admin Department of All Department’s salaries, Incentives, Attendance, Leave Records.• Coordinate & prepared the State Bank’s Report of every week.

• Maintain MIS for approved, declined, discrepant loan cases on daily basis.• Review loan applications forms and all supported documents.• Highlighting discrepancies in one go with valid reasons.• Ensure that all document needed to make final decision are obtain. Co-ordinate with Collection Head regarding Legal, Appraisal & incentives of Collection staff on performance base

• To look after all administrative / operational affairs of the department• Analysis of Enquiry Cases against reported mal practices / indiscipline.• Pre-screening of leave, promotion, up gradation cases, while remaining under Organizational policy and process. • Computerization of HR Department • Assist Database Administrator of Personnel Management System for 19,000 KESC officials.• Maintenance of Network in Personnel Department using Windows 2000 Advance Family Server via… Show more • To look after all administrative / operational affairs of the department• Analysis of Enquiry Cases against reported mal practices / indiscipline.• Pre-screening of leave, promotion, up gradation cases, while remaining under Organizational policy and process. • Computerization of HR Department • Assist Database Administrator of Personnel Management System for 19,000 KESC officials.• Maintenance of Network in Personnel Department using Windows 2000 Advance Family Server via LAN. Prepared KESC’s presentations to present to the President of Pakistan, Governor Sindh, Secretary Water & Power etc Show less