Joseph Abraham Email and Phone Number

VP - Home Lending Financial Planning & Analysis VP - External Reporting

• Month End Close: Manage monthly Inter-Co, Payroll and Clearing Account Sub Ledger Close• Balance Sheet Reconciliations: Reconciliation of UK & ROI Legal Entity Balance Sheets, Validation and substantiating of balances, movement commentary, follow-up and clearance of open items• Compliance and Audits: Compliance with Group Accounting Policy, Balance Sheet Best Practices, Journal Policy, Spread sheet policy. Ensuring All Green and No surprises Audit outcome in Internal and External Audits• Working Capital Forecast: Responsible for accurate weekly forecast of Working Capital related Balance Sheet Accounts• Balance Sheet Governance Review: Review the Monthly review pack and lead the call with Finance Director• Finance Hiring's, Talent Planning and Employee Engagement: Responsible for completing timely hiring's in my division, head count planning, identifying opportunities to optimize headcount and deliver saves, build out group and individual performance targets, performance appraisal cycles, coaching and mentoring, ensuring a diverse, motivated & engaged workforce. Mentored Management Grad’s from UK on rotation to India as part of Tesco Graduate Placement Scheme• Stakeholder Management: Build and Deepen the partnership with UK Senior Finance Leadership and Directs, constantly striving towards the vision of One Finance team.Projects| Key Financial Control’s Program: Independently completed a comprehensive first-time mapping, review & evaluation of Internal Control’s operating in Online Grocery Division (Tesco.com), the evaluation was not limited to Financial Controls, but included IT and Operational Controls.

Tesco UK | FP&ALead a 60 Member team for Tesco UK - Store Expenses, Sales Budgeting, Payroll, Formats Finance, Dot Com Finance, Primary and Secondary Distribution, Central Reporting Team’s•Month End Close: Monthly Accounting close of books, Flash reporting, ensuring all entries are booked and ensuring accuracy or numbers per expectation. Preparation of Management Account Packs with Variance Analysis & Commentary. Responsible for Managing Risks & Opportunities, Expense Task’s for P&L lines managed.•Annual Budget and Planning Exercise: Partner closely with the UK Finance, Business and Corporate Teams to complete the build out of Sales, Payroll, Store Expenses and Specific lines of business Annual Budget•Business Finance & Partnering: Standard and Bespoke Reporting, Support Channel and Formats finance teams for regular KPI Tracking, closely monitor channel P&L’s, Partner with Channel Finance teams to deep dive on specific business challenges, Business Initiatives tracking and reporting, provide insights on specific channel P&L lines, One Pagers•Reporting & Business Analytics: Consolidating, preparing and Issuing Exec /Board Reports, Key Reports included Daily / Weekly / Monthly Sales Report, Monthly Steering Wheel, Automation of reports packs using ART Reports.

I led the Revenue GL team for JAPAC region consisting of 22+ Asian Legal Entities • Month End Close: Ensure Revenue Recognition accurately per Oracle Revenue Recognition Policy for each Business Line for all JAPAC entities. Review revenue numbers with Country Controllers & Regional FP&A teams. Ensure compliance with Sox Controls • Balance Sheet Reconciliations: Sign off all Deferred and Accrual Balance Sheet Accounts, Balance Sheet Review Packs and timely resolution of Open Items. Closely partner with Revenue Feeder teams for resolving open items.• Reporting: Key Revenue Reports like DSO Analysis / Ageing Reports• Projects: Cleared up aged balances in revenue related Balance Sheet Accounts (>1 million USD), partnered with controllers and revenue feeder teams to ensure clean up. • Finance Hiring's, Talent Planning and Employee Engagement: Team Size 15+• Stakeholder Management: Country Legal Entity Controllers

• Transitions: Project managed multiple finance transitions from Amsterdam RSC. Lead the Due Diligence, Solution Design, Transition, Stabilize and Transform phases.• GL and Controllership: Led the GL, Controllership & Reconciliation teams for multiple European Legal Entities • Fixed Assets & Project Accounting: Fixed Assets Accounting lifecycle, AUC to Capitalization for Capital WIP • Sox Implementation & Testing: First time implementation of Sox Controls for GL & Fixed Asset Area’s• Projects | Oracle to SAP ERP Migration for GL and Fixed Assets, Secondment to UK Head Office for Cash Flow Project

Joined as a Management Trainee and later worked as Officer- Credit Appraisal ,Loan Ledger Accounting , Branch Accounting at Bangalore Branch Office.